St. Louis County property record for 4200 Nelson Rd, Tower, MN 55790
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.75 ba · 1,725 sqft · built 2000 |
| Lot Size | 1.57 acres (68,581 sqft) |
| Owner | Individual Name on File |
| Last Sale | $500,000 (Feb 2023) |
| Tax Bill | $7,552 (2026) |
| Deeds & Mortgages | Feb 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 387-0280-00130 |
| Primary APN | 387-0280-00130 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 1,725 sqft Gross Area |
| 1st Floor Area | 1,530 sqft |
| Basement Area | 1,290 sqft |
| Finished Basement | 1,290 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Custom Design |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 68,581 sqft (1.57 acres) |
| Garage Area | 936 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Deck Area | 143 sqft |
| Patio Area | 305 sqft |
| Cabin | 120 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 906225 |
|---|---|
| Street Address | 4200 NELSON RD |
| City | TOWER |
| State | MN |
| Zip | 55790-8600 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 13 AND 14 SERIAL # |
| Legal Subdivision | NELSON DAISY BAY HOMESITES GRE |
| Legal Lot Number | 13-14 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | GREENWOOD |
| Census Block Group | 1 |
| Census Block | 1271 |
| Census Tract | 15502 |
Source: St. Louis County records · APN 387-0280-00130
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4200 NELSON RD, TOWER, MN 55790-8600 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 01, 2023 · Amount on Record |
| Deed Sale | Feb 01, 2023 · Amount on Record |
| Deed Document Number | 20231065720 |
| Prior Transfer Date | Jan 24, 2023 |
| Prior Transfer Doc | 0001065720 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Feb 01, 2023 |
| Property Address | 4200 NELSON RD, TOWER, MN 55790-8600 |
| Document Number | 0001065720 |
| Instrument Date | Jan 24, 2023 |
| Instrument | 1065720 |
| Transaction Type | Transfer |
| Record Updated | Feb 24, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,650.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4200 NELSON RD, TOWER, MN 55790-8600 |
| Document Number | 0001065721 |
|---|---|
| Date | Feb 01, 2023 |
| Instrument | 1065721 |
| Name | FRANDSEN BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.63% |
| Type Change Date | Apr 01, 2028 |
| Change Frequency | 3 Years |
| Min Rate At Change | 4.99% |
| Max Rate At Change | 11.6% |
| Index | 3-Year TN |
| Max Rate | 11.6% |
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Greenwood Township |
| Unified School District | St. Louis County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,552.00 (+29.98%) Homeowner's exemption | ||
| 2025 | $5,810.00 (-6.02%) Homeowner's exemption | $864,700 (+19.83%) Land $298,200 Building $566,500 | $864,700 (+19.83%) Land $298,200 Building $566,500 |
| 2024 | $6,182.00 | $721,600 (+11%) Land $260,700 Building $460,900 | $721,600 (+11%) Land $260,700 Building $460,900 |
| 2022 | $650,100 Land $231,600 Building $418,500 | $650,100 Land $231,600 Building $418,500 |
Source: FEMA National Flood Hazard Layer as of March 24, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Nearby Flood Policies | 23 in force |
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Frontier DSL | 10 / 1 |
May also be available: Consolidated Telephone Company, Verizon.
Based on FCC filings for 11 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
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