St. Louis County property record for 4200 Luverne St, Duluth, MN 55804
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,472 sqft · built 1940 |
| Lot Size | 0.241 acres (10,500 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $179,900 (Jun 2014) |
| Tax Bill | $4,502 (2026) |
| Deeds & Mortgages | Mar 2022 Mortgage Jun 2022 Transfer + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 010-2960-01790 |
| Primary APN | 010-2960-01790 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 1,472 sqft Gross Area |
| 1st Floor Area | 896 sqft |
| Basement Area | 208 sqft |
| Finished Basement | 208 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 10,500 sqft (0.241 acres) |
| Garage Area | 528 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
| Deck Area | 56 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 1131081 |
|---|---|
| Street Address | 4200 LUVERNE ST |
| City | DULUTH |
| State | MN |
| Zip | 55804-2151 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NLY 70 FT OF LOTS 1 2 AND 3 SERIAL # |
| Legal Subdivision | LONDON ADD TO DULUTH |
| Legal Block | 8 |
| Legal Lot Number | 1-2 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 600 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4200 LUVERNE ST, DULUTH, MN 55804-2151 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 21, 2022 | Deed of Trust, Mortgage · Conventional Mortgage MEMBERS COOPERATIVE CU |
| Jun 2, 2022 | Intrafamily Transfer, Transfer NOT AVAILABLE, PIONEER TITLE TWIN PORTS |
| Jun 20, 2017 | Deed of Trust, Mortgage · Line of Credit NORTH SHORE BK/COMMERCE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 24, 2014 · Amount on Record |
| Deed Sale | Jun 24, 2014 · Amount on Record |
| Prior Sale | Aug 3, 2010 · Amount on Record |
| Deed Document Number | 20141240058 |
| Last Transfer Date | Mar 11, 2022 |
| Transfer Doc | 0001444254 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4200 LUVERNE ST, DULUTH, MN 55804-2151 |
| Transaction Type | Mortgage |
| Record Updated | Oct 2, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0001439529 |
|---|---|
| Date | Mar 21, 2022 |
| Instrument | 1439529 |
| Name | MEMBERS COOPERATIVE CU |
|---|---|
| Type | Credit Union |
| Address | DULUTH, MN 55816 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 16, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jun 2, 2022 |
| Property Address | 4200 LUVERNE ST, DULUTH, MN 55804-2151 |
| Document Number | 0001444254 |
| Instrument Date | Mar 11, 2022 |
| Instrument | 1444254 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Title Company | NOT AVAILABLE, PIONEER TITLE TWIN PORTS |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4200 LUVERNE ST, DULUTH, MN 55804-2151 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4200 LUVERNE ST, DULUTH, MN 55804-2151 |
| Document Number | 00A1314339 |
| Instrument Date | Jun 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2017 |
| Title Company | ARROWHEAD TITLE COMPANY, ARROWHEAD ABSTRACT & TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 4200 LUVERNE ST DULUTH MN 558042151, DULUTH, MN 55804-2151 |
| Document Number | 00A1314339 |
|---|---|
| Date | Jul 31, 2017 |
| Instrument | A1314339 |
| Name | NORTH SHORE BK/COMMERCE |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55816 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jul 30, 2022 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,502.00 (+7.34%) Homeowner's exemption | ||
| 2025 | $4,194.00 (+3.4%) Homeowner's exemption | $341,900 (+6.48%) Land $45,900 Building $296,000 | $341,900 (+6.48%) Land $45,900 Building $296,000 |
| 2024 | $4,056.00 | $321,100 (+19.46%) Land $44,000 Building $277,100 | $321,100 (+19.46%) Land $44,000 Building $277,100 |
| 2022 | $268,800 Land $33,900 Building $234,900 | $268,800 Land $33,900 Building $234,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 78% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
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