St. Louis County property record for 4031 Luverne St, Duluth, MN 55804
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,448 sqft · built 1911 |
| Lot Size | 0.16 acres (6,994 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $161,000 (Jan 2005) |
| Tax Bill | $3,780 (2026) |
| Deeds & Mortgages | May 2023 Transfer Jan 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-2960-02420 |
| Primary APN | 010-2960-02420 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,448 sqft Gross Area |
| 1st Floor Area | 908 sqft |
| Year Built | Built 1911 |
|---|---|
| Effective Year Built | Effective 1911 |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 6,994 sqft (0.16 acres) |
| Garage Area | 624 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 140 sqft |
| Deck Area | 134 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 1148955 |
|---|---|
| Street Address | 4031 LUVERNE ST |
| City | DULUTH |
| State | MN |
| Zip | 55804-2149 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 0009 BLOCK:011 SERIAL # |
| Legal Subdivision | LONDON ADD TO DULUTH |
| Legal Block | 11 |
| Legal Lot Number | 9 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 600 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4031 LUVERNE ST, DULUTH, MN 55804-2149 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 23, 2023 | Intrafamily Transfer, Transfer |
| Jan 13, 2020 | Deed of Trust, Mortgage · Line of Credit HARBOR POINTE CU |
| Mar 24, 2017 | Deed of Trust, Mortgage · Line of Credit DULUTH TEACHERS CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 5, 2005 · Amount on Record |
| Deed Sale | Jan 5, 2005 · Amount on Record |
| Deed Document Number | 2005969168 |
| Last Transfer Date | May 17, 2023 |
| Transfer Doc | 0001466930 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | May 23, 2023 |
| Property Address | 4031 LUVERNE ST, DULUTH, MN 55804-2149 |
| Document Number | 0001466930 |
| Instrument Date | May 17, 2023 |
| Instrument | 1466930 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4031 LUVERNE ST, DULUTH, MN 55804-2149 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4031 LUVERNE ST, DULUTH, MN 55804-2149 |
| Document Number | 00A1371758 |
| Instrument Date | Jan 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 4031 LUVERNE ST DULUTH MN 558042149, DULUTH, MN 55804-2149 |
| Document Number | 00A1371758 |
|---|---|
| Date | Jan 17, 2020 |
| Instrument | A1371758 |
| Name | HARBOR POINTE CU |
|---|---|
| Address | DULUTH, MN 55802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 16, 2030 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4031 LUVERNE ST, DULUTH, MN 55804-2149 |
| Document Number | 00A1306502 |
| Instrument Date | Mar 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4031 LUVERNE ST DULUTH MN 558042149, DULUTH, MN 55804-2149 |
| Document Number | 00A1306502 |
|---|---|
| Date | Mar 29, 2017 |
| Instrument | A1306502 |
| Name | DULUTH TEACHERS CU |
|---|---|
| Type | Credit Union |
| Address | DULUTH, MN 55802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 28, 2032 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,780.00 (+7.39%) Homeowner's exemption | ||
| 2025 | $3,520.00 (-1.95%) Homeowner's exemption | $294,200 (+6.79%) Land $47,800 Building $246,400 | $294,200 (+6.79%) Land $47,800 Building $246,400 |
| 2024 | $3,590.00 | $275,500 (+13.1%) Land $45,200 Building $230,300 | $275,500 (+13.1%) Land $45,200 Building $230,300 |
| 2022 | $243,600 Land $34,800 Building $208,800 | $243,600 Land $34,800 Building $208,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 80% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures