4200 E Commerce Way, Unit 1313, Sacramento, CA 95834 Property Records

Sacramento County property record for 4200 E Commerce Way, Unit 1313, Sacramento, CA 95834

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,035 sqft · built 2004
Owner	Individual Name on File
Last Sale	$355,000 (Jun 2023)
Tax Bill	$4,661 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jun 2023 Sale & Mortgage + 5 more
Flood Zone	Zone A99 (high risk)
APN	`225-2030-001-0099`

Property Details

APN / Parcel Number

Primary APN	`225-2030-001-0099`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,035 sqft Living Area
1st Floor Area	1,035 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4200 E COMMERCE WAY, 1313
City	SACRAMENTO
State	CA
Zip	95834-9654
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	EC-40-PUD
Legal Description	BELLA ROSE CONDO PLAN BK 20040729/1239PCL 1 PM 177-17, BLDG 13 UNIT 1313
Legal Subdivision	BELLA ROSE CONDO
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1003
Census Tract	7027

Owner

4200 E Commerce Way, Unit 1313 is owned and occupied by an individual who bought it in June 2023.

Source: Sacramento County records, as of August 14, 2026

Owner of Record	Individual Name on File
Mailing Address	4200 E COMMERCE WAY, 1313, SACRAMENTO, CA 95834-9654
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Jun 28, 2023	Grant Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
May 1, 2019	Grant Deed, Transfer · Conventional with PMI UNITED WHOLESALE MTG
Feb 21, 2018	Grant Deed, Transfer STEWART TITLE
Oct 31, 2017	Quit Claim Deed, Mortgage · Conventional Mortgage FINANCE OF AMERICA MTG
May 22, 2017	Grant Deed, Transfer STEWART TITLE, STEWART TITLE/SACRAMENTO
May 10, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 2023 · Amount on File
Deed Sale	Jun 28, 2023 · Amount on File
Prior Sale	May 1, 2019 · Amount on File
Deed Book / Page	20230628 / 513
Prior Transfer Date	Oct 25, 2017
Prior Transfer Doc	10310000001486
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4200 E COMMERCE WAY UNIT 1313, 1313, SACRAMENTO, CA 95834-9654
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	ORABGE COAST TITLE, ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4200 E COMMERCE WAY 1313, 1313, SACRAMENTO, CA 95834-9654
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001972
Date	Feb 8, 2021
Instrument	202102081972

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

June 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 28, 2023
Property Address	4200 E COMMERCE WAY UNIT 1313, 1313, SACRAMENTO, CA 95834-9654
Document Number	0000000513
Map Reference	MB 333 PG 1
Instrument Date	Jun 28, 2023
Instrument	202306280513
Transaction Type	Transfer
Record Updated	Jul 10, 2023
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4200 E COMMERCE WAY UNIT 1313, 1313, SACRAMENTO, CA 95834-9654

Mortgage

Document Number	0000000514
Date	Jun 28, 2023
Instrument	202306280514

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

Mortgage

Document Number	0000000515
Date	Jun 28, 2023
Instrument	202306280515

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	362 Months
Due	Aug 25, 2053

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	May 1, 2019
Property Address	4200 E COMMERCE WAY UNIT 1313, 1313, SACRAMENTO, CA 95834-9654
Document Number	1905010328
Instrument Date	Apr 27, 2019
Instrument	1905010328
Transaction Type	Transfer
Record Updated	May 13, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$236.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4200 E COMMERCE WAY #1313 SACRAMENTO CA 958349654, 1313, SACRAMENTO, CA 95834-9654

Mortgage

Document Number	1905010329
Date	May 1, 2019
Instrument	1905010329

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 30, 2049

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 21, 2018
Property Address	4200 E COMMERCE WAY UNIT 1313, 1313, SACRAMENTO, CA 95834-9654
Document Number	1802210832
Instrument Date	Feb 15, 2018
Instrument	1802210832
Transaction Type	Transfer
Record Updated	Mar 2, 2018
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Tax	$231.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4200 E COMMERCE WAY #1313 SACRAMENTO CA 958349654, 1313, SACRAMENTO, CA 95834-9654

October 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 31, 2017
Property Address	4200 E COMMERCE WAY UNIT 1313, 1313, SACRAMENTO, CA 95834-9654
Document Number	1710311486
Instrument Date	Oct 25, 2017
Instrument	1710311486
Transaction Type	Mortgage
Record Updated	Nov 7, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4200 E COMMERCE WAY #1313 SACRAMENTO CA 958349654, 1313, SACRAMENTO, CA 95834-9654

Mortgage

Document Number	1710311487
Date	Oct 31, 2017
Instrument	1710311487

Lender

Name	FINANCE OF AMERICA MTG
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 30, 2047

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	May 22, 2017
Property Address	4200 E COMMERCE WAY UNIT 1313, 1313, SACRAMENTO, CA 95834-9654
Document Number	0000000621
Book / Page	170522 / 000621
Instrument Date	May 17, 2017
Transaction Type	Transfer
Record Updated	Jun 2, 2017
Title Company	STEWART TITLE, STEWART TITLE/SACRAMENTO

Transaction

Amount	Amount on Record
Tax	$203.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4200 E COMMERCE WAY #1313 SACRAMENTO CA 958349654, 1313, SACRAMENTO, CA 95834-9654

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	May 10, 2017
Property Address	4200 E COMMERCE WAY UNIT 1313, 1313, SACRAMENTO, CA 95834-9654
Document Number	0000000768
Book / Page	170510 / 000768
Instrument Date	May 10, 2017
Transaction Type	Transfer
Record Updated	May 23, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4689 CAMPOS LN WINTERS CA 956949669, WINTERS, CA 95694-9669

Tax Assessment & Valuation

The 2025 property tax bill for 4200 E Commerce Way, Unit 1313 was $4,661 with a homeowner's exemption, down 4% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Natomas Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$376,728 (+2%) Land $79,590 Building $297,138
2025	$4,661.00 (-4%) Homeowner's exemption	$369,342 Land $78,030 Building $291,312
2024	$4,855.00 (+55.11%)
2023	$3,130.00 (+1.95%) Homeowner's exemption	$230,520 (+2%) Land $53,609 Building $176,911
2022	$3,070.00 Homeowner's exemption	$226,001 Land $52,558 Building $173,443

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4200 E Commerce Way, Unit 1313 in Zone A99, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A99 high risk · federal flood protection under construction
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 189 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	189 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Aug 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4200 E Commerce Way, Unit 1313 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
unWired Broadband Fixed Wireless	400 / 50
Succeed.Net Fixed Wireless	100 / 50

May also be available: DigitalPath, T-Mobile, Zeta Broadband.

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