4200 E Commerce Way, Unit 1224, Sacramento, CA 95834 Property Records

Sacramento County property record for 4200 E Commerce Way, Unit 1224, Sacramento, CA 95834

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 958 sqft · built 2004
Owner	Individual Name on File
Last Sale	$125,000 (Jan 2014)
Tax Bill	$2,262 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Apr 2017 Mortgage + 3 more
Flood Zone	Zone A99 (high risk)
APN	`225-2030-001-0096`

Property Details

APN / Parcel Number

Primary APN	`225-2030-001-0096`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	958 sqft Living Area
1st Floor Area	958 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	L-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4200 E COMMERCE WAY, 1224
City	SACRAMENTO
State	CA
Zip	95834-9653
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	EC-40-PUD
Legal Description	BELLA ROSE CONDO PLAN BK 20040729/1239PCL 1 PM 177-17, BLDG 12 UNIT 1224
Legal Subdivision	BELLA ROSE CONDO
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1003
Census Tract	7027

Owner

4200 E Commerce Way, Unit 1224 is owned and occupied by an individual who bought it in January 2014.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	Individual Name on File
Mailing Address	4200 E COMMERCE WAY, 1224, SACRAMENTO, CA 95834-9653
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage GOLDEN BAY MORTGAGE GROUP
Apr 3, 2017	Deed of Trust, Mortgage · VA Mortgage PARAMOUNT EQUITY MORTGAGE LLC
Aug 18, 2020	Deed of Trust, Mortgage · VA Mortgage LOANPAL
May 24, 2019	Deed of Trust, Mortgage · VA Mortgage PARAMOUNT PTRS GRP
Nov 9, 2017	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 16, 2014 · Amount on File
Deed Sale	Jan 16, 2014 · Amount on File
Prior Sale	Jul 8, 2010 · Amount on File
Deed Book / Page	20140116 / 866
Prior Transfer Date	Jul 24, 2012
Prior Transfer Doc	0000000409
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4200 E COMMERCE WAY UNIT 1224, 1224, SACRAMENTO, CA 95834-9653
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4200 E COMMERCE WAY 1224, 1224, SACRAMENTO, CA 95834-9653

Mortgage

Document Number	0000000924
Date	Mar 16, 2022
Instrument	2022031600924

Lender

Name	GOLDEN BAY MORTGAGE GROUP
Address	SACRAMENTO, CA 95834

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4200 E COMMERCE WAY UNIT 1224, 1224, SACRAMENTO, CA 95834-9653
Transaction Type	Mortgage
Record Updated	Jun 21, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4030000001115
Date	Apr 3, 2017
Book Page	20170403/1115

Lender

Name	PARAMOUNT EQUITY MORTGAGE LLC
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2047

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4200 E COMMERCE WAY UNIT 1224, 1224, SACRAMENTO, CA 95834-9653
Document Number	2008241283
Instrument Date	Aug 18, 2020
Transaction Type	Mortgage
Record Updated	Sep 8, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4200 E COMMERCE WAY #1224 SACRAMENTO CA 958349653, 1224, SACRAMENTO, CA 95834-9653

Mortgage

Document Number	2008241283
Date	Aug 24, 2020
Instrument	2008241283

Lender

Name	LOANPAL
Address	ROSEVILLE, CA 95661

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 23, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4200 E COMMERCE WAY UNIT 1224, 1224, SACRAMENTO, CA 95834-9653
Document Number	1905311090
Instrument Date	May 24, 2019
Transaction Type	Mortgage
Record Updated	Jun 12, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4200 E COMMERCE WAY #1224 SACRAMENTO CA 958349653, 1224, SACRAMENTO, CA 95834-9653

Mortgage

Document Number	1905311090
Date	May 31, 2019
Instrument	1905311090

Lender

Name	PARAMOUNT PTRS GRP
Address	ROSEVILLE, CA 95661

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 30, 2049

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4200 E COMMERCE WAY UNIT 1224, 1224, SACRAMENTO, CA 95834-9653
Document Number	1711160371
Instrument Date	Nov 9, 2017
Transaction Type	Mortgage
Record Updated	Nov 24, 2017
Title Company	BNT TITLE COMPANY/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4200 E COMMERCE WAY #1224 SACRAMENTO CA 958349653, 1224, SACRAMENTO, CA 95834-9653

Mortgage

Document Number	1711160371
Date	Nov 16, 2017
Instrument	1711160371

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 15, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4200 E Commerce Way, Unit 1224 was $2,262, down 3.3% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Natomas Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$156,285 (+2%) Land $31,253 Building $125,032
2025	$2,262.00 (-3.33%)	$153,222 Land $30,641 Building $122,581
2024	$2,340.00 (+5.22%)
2023	$2,224.00 (+1.88%)	$147,274 Land $29,452 Building $117,822
2022	$2,183.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4200 E Commerce Way, Unit 1224 in Zone A99, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A99 high risk · federal flood protection under construction
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 189 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	189 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Aug 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4200 E Commerce Way, Unit 1224 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
unWired Broadband Fixed Wireless	400 / 50
Succeed.Net Fixed Wireless	100 / 50

May also be available: DigitalPath, T-Mobile, Zeta Broadband.

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