4200 Dowling Rd, Middleburg, FL 32068 Property Records

Clay County property record for 4200 Dowling Rd, Middleburg, FL 32068

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 768 sqft · built 1983
Lot Size	1.97 acres (85,987 sqft)
Owner	Individual Name on File
Last Sale	$254,000 (Mar 2024)
Tax Bill	$2,500 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`35-05-24-006756-002-19`

Property Details

APN / Parcel Number

Primary APN	`35-05-24-006756-002-19`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	768 sqft Heated Area
Gross Area	1,988 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	85,987 sqft (1.97 acres)
Lot Dimensions	637 ft deep x 135 ft wide
Porch	Porch
Porch Area	260 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	4200 DOWLING RD
City	MIDDLEBURG
State	FL
Zip	32068-7382
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT OF SEC 35 & 36 AS REC O R 4807 PG 1102
Legal Range	24
Legal Township	05
Legal Section	35
Jurisdiction	CLAY FL
Township / Civil Division	PENNEY FARMS
Census Block Group	1
Census Block	1004
Census Tract	31201

Owner

4200 Dowling Rd is owned and occupied by an individual who bought it in March 2024.

Source: Clay County records, as of December 18, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4200 DOWLING RD, MIDDLEBURG, FL 32068-7382
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2024 · Amount on File
Deed Sale	Mar 27, 2024 · Amount on File
Prior Sale	Nov 22, 2005 · Amount on File
Deed Document Number	2024014604
Deed Book / Page	4807 / 1102
Record Updated	Jun 8, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Mar 27, 2024
Property Address	4200 DOWLING RD, MIDDLEBURG, FL 32068-7382
Document Number	0048071102
Book / Page	4807 / 1102
Instrument Date	Mar 26, 2024
Instrument	2024014604
Transaction Type	Transfer
Record Updated	Apr 23, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,778.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1033 LAKE ASBURY DR, GREEN COVE SPRINGS, FL 32043-9555

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4200 DOWLING RD, MIDDLEBURG, FL 32068-7382

Mortgage

Document Number	0048071104
Date	Mar 27, 2024
Instrument	4807/1104

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 4200 Dowling Rd was $2,500 with a homeowner's exemption.

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,500.00 Homeowner's exemption	$204,097 Land $39,480 Building $164,617	$204,097 Land $39,480 Building $164,617
2023	$2,186.00 (+13.03%)	$122,652 (+6.97%) Land $39,480 Building $83,172	$122,652 (+6.97%) Land $39,480 Building $83,172
2022	$1,934.00	$114,658 Land $39,480 Building $75,178	$114,658 Land $39,480 Building $75,178

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4200 Dowling Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 74 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	74 in force
Nearby Flood Claims	31 (1992–2017)
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 19 claims Tropical Storm Debby, Jun 2012 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4200 Dowling Rd is moderate, ranking above 59% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000