4154 Dowling Rd, Middleburg, FL 32068 Property Records

Clay County property record for 4154 Dowling Rd, Middleburg, FL 32068

Property Summary

Property TypeMobile Home
Details3 bd · 2 ba · 1,568 sqft · built 2019
Lot Size4.71 acres (205,167 sqft)
OwnerOwner Name on Record
Last Sale$155,000 (Apr 2004)
Tax Bill$1,473 (2025)
Deeds & MortgagesMay 2018 Mortgage
Flood ZoneZone AE (high risk)
APN36-05-24-006766-002-03

Property Details

APN / Parcel Number

Primary APN36-05-24-006766-002-03

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,568 sqft Heated Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area205,167 sqft (4.71 acres)
Lot Dimensions634 ft deep x 324 ft wide

Exterior Amenities

PorchPorch
Porch Area45 sqft
Deck Area244 sqft
FenceFence
Storage Building120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
SewerSeptic

Location & Zoning

Street Address4154 DOWLING RD
CityMIDDLEBURG
StateFL
Zip32068-7338
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionPT SW 1/4 AS REC O R 2352 PG 2161
Legal Range24
Legal Township05
Legal Section36
JurisdictionCLAY FL
Township / Civil DivisionPENNEY FARMS
Census Block Group1
Census Block1012
Census Tract31201

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on Record
Mailing Address4154 DOWLING RD, MIDDLEBURG, FL 32068-7338
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 2, 2004 · Amount on Record
Deed SaleApr 2, 2004 · Amount on Record
Deed Document Number200429699
Deed Book / Page2352 / 2161
Record UpdatedJun 8, 2026

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address4154 DOWLING RD, MIDDLEBURG, FL 32068-7338
Document Number0040960057
Instrument DateMay 9, 2018
Transaction TypeMortgage
Record UpdatedJul 9, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address4154 DOWLING RD MIDDLEBURG FL 320687338, MIDDLEBURG, FL 32068-7338

Mortgage

Document Number0040960057
DateJun 25, 2018
Book Page004096/000057
Instrument32740
Lender
NameUS SMALL BUSN ADMN
AddressBIRMINGHAM, AL 35203
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJun 24, 2048

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,473.00 (-12.48%) Homeowner's exemption$136,726 (+5.99%)$241,023 (+8.24%) Land $51,810 Building $189,213
2023$1,683.00 (+11.09%) Homeowner's exemption$129,003 (+3%)$222,675 (+23.36%) Land $51,810 Building $170,865
2022$1,515.00 Homeowner's exemption$125,246$180,513 Land $51,810 Building $128,703

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 74 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies74 in force
Nearby Flood Claims31 (1992–2017)
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 19 claims
  • Tropical Storm Debby, Jun 2012 · 2 claims
  • Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · lower than 78% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Dowling Rd

Nearby Streets

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