Lexington County property record for 420 W Point Dr, Gilbert, SC 29054
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,305 sqft · built 1964 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $625,000 (Oct 2022) |
| Tax Bill | $3,544 (2025) |
| Deeds & Mortgages | Oct 2022 Sale & Mortgage Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 003017-01-019 |
| Primary APN | 003017-01-019 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,305 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Roof Material | Shingle |
| Lot Area | 17,424 sqft (0.4 acres) |
| View / Lot | Waterfront / Beach |
| Heating System | Central |
|---|
| Street Address | 420 W POINT DR |
|---|---|
| City | GILBERT |
| State | SC |
| Zip | 29054-9736 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RD |
| Legal Description | DRIFTWOOD POINTS LOT 41 BLK A ON LM |
| Legal Subdivision | DRIFTWOOD POINTS |
| Legal Block | A |
| Legal Lot Number | 41 |
| Jurisdiction | LEXINGTON SC |
| Township / Civil Division | GILBERT |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 21303 |
Source: Lexington County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 420 W POINT DR, GILBERT, SC 29054-9736 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 31, 2022 | Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE |
| Mar 13, 2020 | Deed of Trust, Mortgage LOAN ONE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 31, 2022 · Amount on Record |
| Deed Sale | Oct 31, 2022 · Amount on Record |
| Prior Sale | Jun 30, 2015 · Amount on Record |
| Deed Document Number | 202247808 |
| Deed Book / Page | 21032 / 5150 |
| Prior Transfer Date | Jul 9, 2014 |
| Prior Transfer Doc | 1706700306 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Recording Date | Oct 31, 2022 |
| Property Address | 420 W POINT DR, GILBERT, SC 29054-9736 |
| Document Number | 2103205150 |
| Book / Page | 21032 / 5150 |
| Map Reference | MB 20958 PG 4545 |
| Instrument Date | Oct 28, 2022 |
| Instrument | 2022047808 |
| Transaction Type | Transfer |
| Record Updated | Nov 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,625.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 420 W POINT DR, GILBERT, SC 29054-9736 |
| Document Number | 2022047809 |
|---|---|
| Date | Oct 31, 2022 |
| Instrument | 2022047809 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Property Address | 420 W POINT DR, GILBERT, SC 29054-9736 |
| Document Number | 2086301280 |
| Instrument Date | Mar 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 420 W POINT DR GILBERT SC 290549736, GILBERT, SC 29054-9736 |
| Document Number | 2086301280 |
|---|---|
| Date | Mar 23, 2020 |
| Book Page | 020863/001280 |
| Instrument | 12324 |
| Name | LOAN ONE |
|---|---|
| Type | Funding / Finance Company |
| Address | GAHANNA, OH 43230 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 22, 2050 |
Source: Lexington County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Lexington County |
| Unified School District | Lexington School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,544.00 (-5.04%) | ||
| 2024 | $3,732.00 (+4.42%) | $25,000 (+98.79%) Land $7,600 Building $17,400 | $625,000 (+98.79%) Land $190,000 Building $435,000 |
| 2023 | $3,574.00 | $12,576 Land $7,600 Building $4,976 | $314,399 Land $190,000 Building $124,399 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 38 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 38 in force |
| Nearby Flood Claims | 7 (2015–2024) |
| Claims Outside the SFHA | 2 of 7 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BGWC LAKE VILLAGE private · serves 197 people · EPA ID SC3250054 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CarolinaConnect Cooperative Fiber | 8,000 / 8,000 |
| Comporium Fiber · Cable in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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