Lexington County property record for 431 W Point Dr, Gilbert, SC 29054
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,422 sqft · built 1970 |
| Lot Size | 0.324 acres (14,102 sqft) |
| Owner | Company Name on File |
| Tax Bill | $1,048 (2025) |
| Deeds & Mortgages | Sep 2023 Second Mortgage Apr 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 003017-01-004 |
| Primary APN | 003017-01-004 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,422 sqft Living Area |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Shingle |
| Lot Area | 14,102 sqft (0.324 acres) |
| View / Lot | Waterfront / Beach |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 431 W POINT DR |
|---|---|
| City | GILBERT |
| State | SC |
| Zip | 29054-9736 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RD |
| Legal Description | DRIFTWOOD POINTS LOT 55 BLK A .31AC |
| Legal Block | A |
| Legal Lot Number | 55 |
| Jurisdiction | LEXINGTON SC |
| Township / Civil Division | GILBERT |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 21303 |
Source: Lexington County assessment roll, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 431 W POINT DR, GILBERT, SC 29054-9736 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
| Date | Document |
|---|---|
| Sep 5, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage TRUIST BANK |
| Apr 25, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Apr 25, 2017 |
| Transfer Doc | 1915900239 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Property Address | 431 W POINT DR, GILBERT, SC 29054-9736 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2107300307 |
|---|---|
| Date | Sep 5, 2023 |
| Book Page | 21073/307 |
| Instrument | 2023031625 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 31, 2053 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Recording Date | Apr 25, 2017 |
| Property Address | 431 W POINT DR, GILBERT, SC 29054-9736 |
| Document Number | 1915900242 |
| Book / Page | 019159 / 000242 |
| Instrument Date | Apr 25, 2017 |
| Instrument | 19233 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 431 W POINT DR GILBERT SC 290549736, GILBERT, SC 29054-9736 |
Source: Lexington County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Lexington County |
| Unified School District | Lexington School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,048.00 (+15.93%) | ||
| 2024 | $904.00 (+6.6%) | $8,888 (+2.97%) Land $5,785 Building $3,103 | $222,210 (+2.97%) Land $144,619 Building $77,591 |
| 2023 | $848.00 | $8,632 Land $5,785 Building $2,847 | $215,810 Land $144,619 Building $71,191 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 38 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 38 in force |
| Nearby Flood Claims | 7 (2015–2024) |
| Claims Outside the SFHA | 2 of 7 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 98.2% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BGWC LAKE VILLAGE private · serves 197 people · EPA ID SC3250054 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CarolinaConnect Cooperative Fiber | 8,000 / 8,000 |
| Comporium Fiber · Cable in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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