Monmouth County and Neptune Township property record for 420 Valley Rd, Neptune, NJ 07753
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,380 sqft · built 1965 |
| Lot Size | 0.23 acres (10,001 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $310,000 (Nov 2009) |
| Tax Bill | $12,396 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Jul 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 35-04801-0000-00005 |
| Primary APN | 35-04801-0000-00005 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,380 sqft Living Area |
| 1st Floor Area | 1,380 sqft |
| Basement Area | 1,300 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Bi-Level |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 10,001 sqft (0.23 acres) |
| Lot Dimensions | 100 ft deep x 100 ft wide |
| Terrain | High |
| Parking Spaces | 1 Parking Space |
| Deck Area | 312 sqft |
| Patio Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 00057092 |
|---|---|
| Street Address | 420 VALLEY RD |
| City | NEPTUNE |
| State | NJ |
| Zip | 07753-5536 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R7.5 |
| Legal Description | L41-43 |
| Legal Subdivision | SHARK RIVER HILLS SEC C |
| Legal Block | 4801 |
| Legal Lot Number | 5 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | NEPTUNE |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 808001 |
Source: Monmouth County and Neptune Township records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 420 VALLEY RD, NEPTUNE, NJ 07753-5536 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PLAINS COMMERCE BANK |
| Jul 10, 2017 | Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 6, 2009 · Amount on Record |
| Deed Sale | Nov 6, 2009 · Amount on Record |
| Prior Sale | May 16, 2002 · Amount on Record |
| Deed Document Number | 2009124525 |
| Deed Book / Page | 8804 / 8738 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 420 VALLEY RD, NEPTUNE, NJ 07753-5536 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Title Company | FIT AGCY LLC, FIT AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0095043191 |
|---|---|
| Date | Apr 23, 2021 |
| Book Page | 9504/3191 |
| Instrument | 2021065985 |
| Name | PLAINS COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 420 VALLEY RD, NEPTUNE, NJ 07753-5536 |
| Document Number | 0000093768 |
| Instrument Date | Jul 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 420 VALLEY RD NEPTUNE NJ 077535536, NEPTUNE, NJ 07753-5536 |
| Document Number | 0000093768 |
|---|---|
| Date | Sep 25, 2017 |
| Book Page | 009250/003568 |
| Instrument | 93768 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | FORT MILL, SC 29715 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 24, 2047 |
| Rate | 4.37% |
|---|
Source: Monmouth County and Neptune Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Neptune Township |
| Unified School District | Neptune Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $686,800 (+1.94%) Land $473,300 Building $213,500 | $686,800 (+1.94%) Land $473,300 Building $213,500 | |
| 2025 | $12,396.00 (+21.91%) | $673,700 (+32.57%) Land $443,600 Building $230,100 | $673,700 (+32.57%) Land $443,600 Building $230,100 |
| 2024 | $10,168.00 (+15.27%) | ||
| 2023 | $508,200 Land $287,600 Building $220,600 | $508,200 Land $287,600 Building $220,600 | |
| 2022 | $8,821.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 570 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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