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409 Valley Rd, Neptune, NJ 07753 Property Records

Monmouth County and Neptune Township property record for 409 Valley Rd, Neptune, NJ 07753

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,298 sqft · built 1951
Lot Size0.146 acres (6,373 sqft)
Owner2 Individual Names on File
Last Sale$400,000 (Jun 2022)
Tax Bill$9,209 (2025)
Deeds & MortgagesJun 2022 Sale & Mortgage
Jun 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN35-04802-0000-00016

Property Details

APN / Parcel Number

Primary APN35-04802-0000-00016
Alternative APNs
  • 3500450000000014
  • 00057173

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,298 sqft Living Area
1st Floor Area1,298 sqft
Basement Area768 sqft

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialOther
Lot Area6,373 sqft (0.146 acres)
Lot Dimensions85 ft deep x 75 ft wide
Patio Area48 sqft
Shed1 Shed
Shed Area96 sqft

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account Number00057173
Street Address409 VALLEY RD
CityNEPTUNE
StateNJ
Zip07753-5535
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF05
Legal DescriptionL15,16
Legal SubdivisionSHARK RIVER HILLS SEC C
Legal Block4802
Legal Lot Number16
JurisdictionMONMOUTH NJ
Township / Civil DivisionNEPTUNE
Census Block Group1
Census Block1015
Census Tract808001

Owner

Source: Monmouth County and Neptune Township records · APN 35-04802-0000-00016

Assessment roll updated July 9, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address409 VALLEY RD, NEPTUNE, NJ 07753-5535
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 02, 2022Deed, Transfer · Conventional Mortgage
ADVISORS MORTGAGE GROUP LLC
Jun 11, 2020Deed of Trust, Mortgage · Conventional Mortgage
HOMEBRIDGE FIN'L SVCS INC
Nov 15, 2019Deed of Trust, Mortgage · Conventional Mortgage
HOMEBRIDGE FIN'L SVCS INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 02, 2022 · Amount on Record
Deed SaleJun 02, 2022 · Amount on Record
Prior SaleAug 06, 1999 · Amount on Record
Deed Document Number202258923
Deed Book / Page9598 / 3980
Record UpdatedSep 20, 2026

June 2022: Deed, Transfer

Document TypeDeed
JurisdictionMONMOUTH NJ
Recording DateJun 02, 2022
Property Address409 VALLEY RD, NEPTUNE, NJ 07753-5535
Document Number0095983980
Book / Page9598 / 3980
Instrument DateMay 23, 2022
Instrument2022058923
Transaction TypeTransfer
Record UpdatedJul 26, 2022
Title CompanyGREEN LABEL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,495.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address106 BUCKINGHAM DR, 106, TOMS RIVER, NJ 08753-2230

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 VALLEY RD, NEPTUNE, NJ 07753-5535

Mortgage

Document Number2022058924
DateJun 02, 2022
Instrument2022058924
Lender
NameADVISORS MORTGAGE GROUP LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2052

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address409 VALLEY RD, NEPTUNE, NJ 07753-5535
Document Number0000104265
Instrument DateJun 11, 2020
Transaction TypeMortgage
Record UpdatedOct 21, 2020
Title CompanyNOBLE TITLE, NOBLE TITLE AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 VALLEY RD NEPTUNE NJ 077535535, NEPTUNE, NJ 07753-5535

Mortgage

Document Number0000104265
DateSep 15, 2020
Book Page009440/009138
Instrument104265
Lender
NameHOMEBRIDGE FIN'L SVCS INC
TypeFunding / Finance Company
AddressISELIN, NJ 08830
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 14, 2050

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address409 VALLEY RD, NEPTUNE, NJ 07753-5535
Document Number0000113823
Instrument DateNov 15, 2019
Transaction TypeMortgage
Record UpdatedDec 31, 2019
Title CompanyH AND H SETTLEMENT SERVICES LLC, H&H SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 VALLEY RD NEPTUNE NJ 077535535, NEPTUNE, NJ 07753-5535

Mortgage

Document Number0000113823
DateDec 02, 2019
Book Page009382/004495
Instrument113823
Lender
NameHOMEBRIDGE FIN'L SVCS INC
TypeFunding / Finance Company
AddressISELIN, NJ 08830
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2049

Tax Assessment & Valuation

Source: Monmouth County and Neptune Township records · Assessment roll updated July 9, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
County SubdivisionNeptune Township
Unified School DistrictNeptune Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$556,100 (+11.11%) Land $415,900 Building $140,200$556,100 (+11.11%) Land $415,900 Building $140,200
2025$9,209.00 (+12.1%)$500,500 (+25.16%) Land $339,300 Building $161,200$500,500 (+25.16%) Land $339,300 Building $161,200
2024$8,215.00 (+14.86%)
2023$399,900 Land $254,700 Building $145,200$399,900 Land $254,700 Building $145,200
2022$7,152.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
lower than 94% of the US · lower than 85% of New Jersey
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Optimum Communications
Fiber · Cable		8,000 / 8,000
Verizon
Fiber		2,300 / 2,300
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 570 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemNJ AMERICAN WATER - COASTAL NORTH
private · serves 377,613 people
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Sep 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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