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420 Tower St, Clermont, FL 34711 Property Records

Lake County property record for 420 Tower St, Clermont, FL 34711

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,000 sqft · built 1975
Lot Size0.189 acres (8,235 sqft)
Owner2 Individual Names on Record
Last Sale$190,000 (Jun 2019)
Tax Bill$3,529 (2024)
Deeds & MortgagesApr 2021 Mortgage
Jun 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN18-22-26-0200-00A-01500

Property Details

APN / Parcel Number

Primary APN18-22-26-0200-00A-01500
Alternative APN
  • 1789524

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,000 sqft Living Area
1st Floor Area1,000 sqft

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 2020
Exterior MaterialBrick
Construction TypeConcrete Block
Foundation TypeBlock
Roof MaterialShingle
Lot Area8,235 sqft (0.189 acres)
Garage TypeFinished
Garage Area300 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area380 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number1789524
Street Address420 TOWER ST
CityCLERMONT
StateFL
Zip34711-2430
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCLERMONT EDGEWOOD PLACE REPLAT LOT 15 BLK A PB 18 PG 58 ORB 5295 PG 1885
Legal Range26E
Legal Township22S
Legal Section18
Legal SubdivisionCLERMONT
Legal Tract200
Legal BlockA
Legal Lot Number15
JurisdictionLAKE FL
Township / Civil DivisionCLERMONT
Census Block Group1
Census Block1048
Census Tract31309

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address420 TOWER ST, CLERMONT, FL 34711-2430
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 9, 2021Deed of Trust, Mortgage · FHA Mortgage
COLTEN MORTGAGE
Jun 17, 2019Warranty Deed, Transfer · FHA Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 17, 2019 · Amount on Record
Deed SaleJun 17, 2019 · Amount on Record
Prior SaleNov 17, 2004 · Amount on Record
Deed Document Number2019067548
Deed Book / Page5295 / 1885
Record UpdatedJun 8, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Property Address420 TOWER ST, CLERMONT, FL 34711-2430
Transaction TypeMortgage
Record UpdatedMay 18, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address420 TOWER ST, CLERMONT, FL 34711-2430

Mortgage

Document Number0056832372
DateApr 9, 2021
Book Page5683/2372
Instrument2021048901
Lender
NameCOLTEN MORTGAGE
TypeMortgage Company
AddressENGLEWOOD, CO 80111
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateJun 17, 2019
Property Address420 TOWER ST, CLERMONT, FL 34711-2430
Document Number0052951885
Book / Page005295 / 001885
Instrument DateJun 11, 2019
Instrument67548
Transaction TypeTransfer
Record UpdatedJun 28, 2019
Title CompanyINNOVATIVE TITLE SERVICES INC, INNOVATIVE TITLE SVCS INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,330.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address420 TOWER ST CLERMONT FL 347112430, CLERMONT, FL 34711-2430

Mortgage

Document Number52951887
DateJun 17, 2019
Book Page005295/001887
Instrument67549
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 16, 2049

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
MunicipalityClermont City
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$261,950 (+42.29%) Land $83,250 Building $178,700$261,950 (+42.29%) Land $83,250 Building $178,700
2024$3,529.00 (+10.63%)
2023$3,190.00 (+5.18%)$184,099 (-)$184,099 (-) Land $42,875 Building $141,224
2022$3,033.00$184,099$184,099 Land $42,875 Building $141,224

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims8 (1995–2018)
Claims Outside the SFHA4 of 8
Most Recent ClaimJan 2018 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims
  • Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLERMONT EAST WATER SYSTEM (2 WPS)
serves 39,279 people · EPA ID FL3354779
Water SourceGroundwater
Last State InspectionApr 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

May also be available: CenturyLink, Hotwire Communications, Xfinity.

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