410 Tower St, Clermont, FL 34711 Property Records

Lake County property record for 410 Tower St, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,054 sqft · built 1975
Lot Size	0.19 acres (8,296 sqft)
Owner	Individual Name on Record
Last Sale	$190,000 (Oct 2019)
Tax Bill	$2,046 (2024)
Deeds & Mortgages	Jun 2023 Mortgage Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-22-26-0200-00A-01400`

Property Details

APN / Parcel Number

Primary APN	`18-22-26-0200-00A-01400`
Alternative APN	`1618916`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,054 sqft Living Area
1st Floor Area	1,054 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 2020
Exterior Material	Brick
Construction Type	Concrete Block
Foundation Type	Block
Roof Material	Shingle
Lot Area	8,296 sqft (0.19 acres)
Garage Type	Finished
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	134 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1618916
Street Address	410 TOWER ST
City	CLERMONT
State	FL
Zip	34711-2430
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLERMONT EDGEWOOD PLACE REPLAT LOT 14 BLK A PB 18 PG 58 ORB 5365 PG 1894
Legal Range	26E
Legal Township	22S
Legal Section	18
Legal Subdivision	CLERMONT
Legal Tract	200
Legal Block	A
Legal Lot Number	14
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	1
Census Block	1048
Census Tract	31309

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	410 TOWER ST, CLERMONT, FL 34711-2430
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2023	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Aug 6, 2021	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Aug 27, 2020	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Oct 30, 2019	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2019 · Amount on Record
Deed Sale	Oct 30, 2019 · Amount on Record
Prior Sale	Sep 27, 2002
Deed Document Number	2019122672
Deed Book / Page	5365 / 1894
Record Updated	Jun 8, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	410 TOWER ST, CLERMONT, FL 34711-2430
Transaction Type	Mortgage
Record Updated	Jun 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 TOWER ST, CLERMONT, FL 34711-2430

Mortgage

Document Number	0061521243
Date	Jun 2, 2023
Book Page	6152/1243
Instrument	2023065290

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2053

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	410 TOWER ST, CLERMONT, FL 34711-2430
Transaction Type	Mortgage
Record Updated	May 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 TOWER ST, CLERMONT, FL 34711-2430
Investor	Possibly a Property Investor

Mortgage

Document Number	0057670746
Date	Aug 6, 2021
Book Page	5767/746
Instrument	2021108403

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	339 Months
Due	Nov 1, 2049

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	410 TOWER ST, CLERMONT, FL 34711-2430
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 TOWER ST, CLERMONT, FL 34711

Mortgage

Document Number	0055321087
Date	Aug 27, 2020
Book Page	5532/1087
Instrument	2020094511

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Nov 1, 2049

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Oct 30, 2019
Property Address	410 TOWER ST, CLERMONT, FL 34711-2430
Document Number	0053651894
Book / Page	5365 / 1894
Map Reference	MB 18 PG 58
Instrument Date	Oct 16, 2019
Instrument	2019122672
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	METES AND BOUNDS TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,330.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1035 HIGH RIDGE CT, 1035, MINNEOLA, FL 34715-7990

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 TOWER ST, CLERMONT, FL 34711-2430

Mortgage

Document Number	0053651895
Date	Oct 30, 2019
Instrument	5365/1895

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Clermont City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$165,610 (+5.98%) Land $83,250 Building $82,360	$253,599 (+41.65%) Land $83,250 Building $170,349
2024	$2,046.00 (+2.51%)
2023	$1,996.00 (+3.63%) Homeowner's exemption	$156,270 (+3%)	$179,038 (-) Land $42,875 Building $136,163
2022	$1,926.00 Homeowner's exemption	$151,720	$179,038 Land $42,875 Building $136,163

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	8 (1995–2018)
Claims Outside the SFHA	4 of 8
Most Recent Claim	Jan 2018 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: CenturyLink, Hotwire Communications, Xfinity.

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