420 Timber Ridge Dr, Highland, MI 48357 Property Records

Oakland County property record for 420 Timber Ridge Dr, Highland, MI 48357

Property Summary

Property Type	Condominium
Details	4 bd · 2.5 ba · 2,654 sqft · built 2000
Lot Size	0.517 acres (22,521 sqft)
Owner	2 Individual Names on Record
Last Sale	$500,000 (Jul 2022)
Tax Bill	$5,025 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jul 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`H-11-21-303-006`

Property Details

APN / Parcel Number

Primary APN	`H-11-21-303-006`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,654 sqft Living Area
1st Floor Area	1,603 sqft
Basement Area	1,252 sqft
Unfinished Basement	1,251 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Lot Area	22,521 sqft (0.517 acres)
Terrain	Wooded
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	33 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Street Address	420 TIMBER RIDGE DR
City	HIGHLAND
State	MI
Zip	48357-4334
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	KI
Legal Description	T3N, R7E, SEC 21 OAKLAND COUNTY CONDOMINIUM PLAN NO 1138 TIMBER RIDGE UNIT 58 L 18996 P 651 10-1-98 FR 301-002
Legal Range	07E
Legal Township	03N
Legal Section	02
Legal Subdivision	OAKLAND COUNTY CONDOMINIUM
Legal Unit	58
Jurisdiction	OAKLAND MI
Township / Civil Division	HIGHLAND
Census Block Group	1
Census Block	1000
Census Tract	131800

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	420 TIMBER RIDGE DR, HIGHLAND, MI 48357-4334
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA
Jul 15, 2022	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 30, 2019	Deed of Trust, Mortgage · Second Mortgage (Down Payment) CITIZENS BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2022 · Amount on Record
Deed Sale	Jul 15, 2022 · Amount on Record
Prior Sale	Oct 11, 2000
Deed Document Number	2022415118
Deed Book / Page	57955 / 792
Prior Transfer Date	Jul 31, 2000
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	420 TIMBER RIDGE DR, HIGHLAND, MI 48357-4334
Transaction Type	Mortgage
Record Updated	Sep 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 TIMBER RIDGE DR, HIGHLAND, MI 48357-4334

Mortgage

Document Number	0000081891
Date	Mar 31, 2021
Book Page	55981/329
Instrument	81891

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jul 15, 2022
Property Address	420 TIMBER RIDGE DR, HIGHLAND, MI 48357-4334
Document Number	0000415118
Book / Page	57955 / 792
Map Reference	LB 18996 PG 651
Instrument Date	Jul 8, 2022
Instrument	415118
Transaction Type	Transfer
Record Updated	Sep 22, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	420 TIMBER RIDGE DR, HIGHLAND, MI 48357-4334

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27640 CALIFORNIA DR SE, LATHRUP VILLAGE, MI 48076-3582

Mortgage

Document Number	0000413945
Date	Jul 14, 2022
Book Page	57949/96
Instrument	413945

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	420 TIMBER RIDGE DR, HIGHLAND, MI 48357-4334
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000159747
Date	Sep 30, 2019
Book Page	53310/00069
Instrument	159747

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	120 Months
Due	Sep 27, 2029

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Highland Charter Township
Unified School District	Huron Valley Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,025.00 (-31.38%) Homeowner's exemption	$235,410 (+13.68%)	$470,820 (+13.68%)
2024	$7,323.00 (+81.08%)
2023		$207,080	$414,160
2021	$4,044.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HIGHLAND TOWNSHIP serves 3,837 people · EPA ID MI0003312
Water Source	Groundwater
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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