313 Timber Ridge Dr, Highland, MI 48357 Property Records

Oakland County property record for 313 Timber Ridge Dr, Highland, MI 48357

Property Summary

Property Type	Condominium
Details	4 bd · 2.5 ba · 2,392 sqft · built 1999
Lot Size	0.523 acres (22,782 sqft)
Owner	Individual Name on Record
Last Sale	$375,000 (Sep 2022)
Tax Bill	$4,418 (2025)
Deeds & Mortgages	May 2021 Mortgage Jul 2025 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`H-11-21-352-007`

Property Details

APN / Parcel Number

Primary APN	`H-11-21-352-007`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,392 sqft Living Area
1st Floor Area	1,310 sqft
Basement Area	1,134 sqft
Unfinished Basement	1,134 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Lot Area	22,782 sqft (0.523 acres)
Terrain	Wooded
Garage Area	754 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	52 sqft
Deck Area	514 sqft
Patio Area	514 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	313 TIMBER RIDGE DR
City	HIGHLAND
State	MI
Zip	48357-4335
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	KI
Legal Description	T3N, R7E, SEC 21 OAKLAND COUNTY CONDOMINIUM PLAN NO 1138 TIMBER RIDGE UNIT 7 L 18996 P 651 10-1-98 FR 301-002
Legal Range	07E
Legal Township	03N
Legal Section	02
Legal Subdivision	OAKLAND COUNTY CONDOMINIUM
Legal Unit	7
Jurisdiction	OAKLAND MI
Township / Civil Division	HIGHLAND
Census Block Group	1
Census Block	1018
Census Tract	131800

Owner

Source: Oakland County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	313 TIMBER RIDGE DR, HIGHLAND, MI 48357-4335
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
May 18, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Jul 30, 2025	Deed of Trust, Mortgage · Line of Credit COMMUNITY FINANCIAL CU
May 19, 2026	Quit Claim Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 29, 2022	Warranty Deed, Transfer · Conventional Mortgage SUCCESS MORTGAGE PARTNERS INC
Jun 26, 2020	Deed of Trust, Mortgage · VA Mortgage PENNYMAC
Dec 16, 2017	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2022 · Amount on Record
Deed Sale	Sep 29, 2022 · Amount on Record
Prior Sale	Jul 25, 2002 · Amount on Record
Deed Document Number	2022451213
Deed Book / Page	58151 / 135
Last Transfer Date	Apr 30, 2026
Transfer Doc	20260067802
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	313 TIMBER RIDGE DR, HIGHLAND, MI 48357-4335
Transaction Type	Mortgage
Record Updated	May 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 TIMBER RIDGE DR, HIGHLAND, MI 48357-4335

Mortgage

Document Number	0000128766
Date	May 18, 2021
Book Page	56252/517
Instrument	128766

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	313 TIMBER RIDGE DR, HIGHLAND, MI 48357-4335
Transaction Type	Mortgage
Record Updated	May 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 TIMBER RIDGE DR, HIGHLAND, MI 48357-4335

Mortgage

Document Number	0000092972
Date	Jul 30, 2025
Book Page	60401/452
Instrument	92972

Lender

Name	COMMUNITY FINANCIAL CU
Type	Credit Union
Address	PLYMOUTH, MI 48170

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 29, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAKLAND MI
Recording Date	May 19, 2026
Property Address	313 TIMBER RIDGE DR, HIGHLAND, MI 48357-4335
Document Number	20260067802
Book / Page	61210 / 435
Instrument Date	Apr 30, 2026
Instrument	202667802
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 TIMBER RIDGE DR, HIGHLAND, MI 48357-4335

Mortgage

Document Number	0000067803,
Date	May 19, 2026
Instrument	202667803

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Sep 29, 2022
Property Address	313 TIMBER RIDGE DR, HIGHLAND, MI 48357-4335
Document Number	0000451213
Book / Page	58151 / 135
Map Reference	LB 18996 PG 651-716
Instrument Date	Sep 13, 2022
Instrument	451213
Transaction Type	Transfer
Record Updated	Sep 22, 2023
Title Company	FIDELITY NATIONAL TITLE, FNT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,812.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	313 TIMBER RIDGE DR, HIGHLAND, MI 48357-4335

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 TIMBER RIDGE DR, HIGHLAND, MI 48357-4335

Mortgage

Document Number	0058151137
Date	Sep 29, 2022
Instrument	58151/137

Lender

Name	SUCCESS MORTGAGE PARTNERS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	313 TIMBER RIDGE DR, HIGHLAND, MI 48357-4335
Document Number	0000135205
Instrument Date	Jun 26, 2020
Transaction Type	Mortgage
Record Updated	Aug 11, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	313 TIMBER RIDGE DR HIGHLAND MI 483574335, HIGHLAND, MI 48357-4335

Mortgage

Document Number	0000135205
Date	Jul 13, 2020
Book Page	054485/000662
Instrument	135205

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 12, 2050

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	313 TIMBER RIDGE DR, HIGHLAND, MI 48357-4335
Document Number	0000235104
Book / Page	051424 / 000323
Instrument Date	Dec 16, 2017
Transaction Type	Mortgage
Record Updated	Jan 16, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	313 TIMBER RIDGE DR HIGHLAND MI 483574335, HIGHLAND, MI 48357-4335

Mortgage

Document Number	0000235104
Date	Dec 27, 2017
Book Page	051424/000323
Instrument	235104

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 26, 2047

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Highland Charter Township
Unified School District	Huron Valley Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,418.00 (-31.6%) Homeowner's exemption	$206,590 (+13.49%)	$413,180 (+13.49%)
2024	$6,459.00 (+3,814.55%)
2023		$182,040	$364,080
2021	$165.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HIGHLAND TOWNSHIP serves 3,837 people · EPA ID MI0003312
Water Source	Groundwater
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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