420 SW 3rd St, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 420 SW 3rd St, Okeechobee, FL 34974

Property Summary

Property Type	Triplex
Details	6 bd · 3 ba · 1,872 sqft · built 1980
Lot Size	0.325 acres (14,157 sqft)
Owner	Individual Name on File
Last Sale	$140,000 (Oct 2018)
Tax Bill	$3,819 (2025)
Deeds & Mortgages	Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3-15-37-35-0010-01760-0090`

Property Details

APN / Parcel Number

Primary APN	`3-15-37-35-0010-01760-0090`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Units	3 Units
Stories	1 Story
Building Area	1,872 sqft Heated Area
Gross Area	1,908 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,157 sqft (0.325 acres)
Lot Dimensions	142 ft deep x 100 ft wide
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	420 SW 3RD ST
City	OKEECHOBEE
State	FL
Zip	34974-4227
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Legal Description	CITY OF OKEECHOBEE LOTS 9 & 10 BLOCK 176
Legal Range	35E
Legal Township	37S
Legal Section	15
Legal Subdivision	OKEECHOBEE
Legal Block	176
Legal Lot Number	9,10 10
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	4
Census Block	4015
Census Tract	910601

Owner

Source: Okeechobee County records · APN 3-15-37-35-0010-01760-0090

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3308 SE 4TH ST, OKEECHOBEE, FL 34974-3600
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 12, 2018 · Amount on Record
Deed Sale	Oct 12, 2018 · Amount on Record
Deed Document Number	2018012435
Deed Book / Page	0814 / 1502
Record Updated	Jun 08, 2026

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Oct 12, 2018
Property Address	420 SW 3RD ST, OKEECHOBEE, FL 34974-4227
Document Number	0008141502
Book / Page	000814 / 001502
Instrument Date	Oct 11, 2018
Instrument	12435
Transaction Type	Transfer
Record Updated	Nov 19, 2018
Title Company	OKEE-TANTIE TITLE COMPANY INC, OKEE-TANTIE TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$980.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3308 SE 4TH ST OKEECHOBEE FL 349743600, OKEECHOBEE, FL 34974-3600

Mortgage

Document Number	8141505
Date	Oct 12, 2018
Book Page	000814/001505
Instrument	12436

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 11, 2048

Tax Assessment & Valuation

Source: Okeechobee County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Municipality	Okeechobee City
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,819.00 (-21.89%)	$228,133 (+18.04%) Land $56,800 Building $171,333	$228,133 (+18.04%) Land $56,800 Building $171,333
2023	$4,889.00 (+10.16%)	$193,267 (+17.58%) Land $51,120 Building $142,147	$193,267 (+17.58%) Land $51,120 Building $142,147
2022	$4,438.00	$164,365 Land $41,325 Building $123,040	$164,365 Land $41,325 Building $123,040

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 16, 2015 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2012–2018)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2018 · other causes

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Lumen Technologies, Verizon.

Based on FCC filings for 156 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	OKEECHOBEE UTILITY AUTHORITY serves 20,000 people
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.