316 SW 3rd St, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 316 SW 3rd St, Okeechobee, FL 34974

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 816 sqft · built 1949
Lot Size	0.162 acres (7,057 sqft)
Owner	2 Individual Names on Record
Last Sale	$98,200 (Oct 2020)
Tax Bill	$2,731 (2025)
Deeds & Mortgages	Oct 2020 Sale & Construction Loan Apr 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3-15-37-35-0010-01750-0070`

Property Details

APN / Parcel Number

Primary APN	`3-15-37-35-0010-01750-0070`
Alternative APN	`R31537350010017500070`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	816 sqft Living Area
1st Floor Area	816 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1980
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,057 sqft (0.162 acres)
Lot Dimensions	142 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	316 SW 3RD ST
City	OKEECHOBEE
State	FL
Zip	34974-4225
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CITY OF OKEECHOBEE (PLAT BOOK 1 PAGE 10 AND RE-RECORDED IN PLAT BOOK 5 PAGE 5) LOT 7 BLOCK 175
Legal Range	35E
Legal Township	37S
Legal Section	15
Legal Subdivision	CITY OF OKEECHOBEE
Legal Block	175
Legal Lot Number	7
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	4
Census Block	4014
Census Tract	910601

Owner

Source: Okeechobee County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	316 SW 3RD ST, OKEECHOBEE, FL 34974-4225
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2020	Warranty Deed, Construction Loan · Construction Mortgage CHARLES ROTOLO
Apr 23, 2018	Deed of Trust, Mortgage RICHARD K STANTON
Apr 16, 2018	Warranty Deed, Transfer TITLE PRO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2020 · Amount on Record
Deed Sale	Oct 15, 2020 · Amount on Record
Prior Sale	Apr 16, 2018 · Amount on Record
Deed Document Number	20209983
Record Updated	Sep 20, 2026

October 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Oct 15, 2020
Property Address	316 SW 3RD ST, OKEECHOBEE, FL 34974-4225
Document Number	0000009983
Instrument Date	Oct 5, 2020
Instrument	9983
Transaction Type	Construction Loan
Record Updated	Nov 13, 2020
Title Company	FAIRWATER TITLE COMPANY LLC, FAIRWATER TITLE CO LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$687.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	316 SW 3RD ST OKEECHOBEE FL 349744225, OKEECHOBEE, FL 34974-4225

Mortgage

Document Number	9984
Date	Oct 15, 2020
Instrument	9984

Lender

Name	CHARLES ROTOLO

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Oct 14, 2021

Interest

Rate	6.32%

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	316 SW 3RD ST, OKEECHOBEE, FL 34974-4225
Document Number	0008120434
Instrument Date	Apr 23, 2018
Transaction Type	Mortgage
Record Updated	Oct 4, 2018
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	704 SW 6TH ST OKEECHOBEE FL 349744289, OKEECHOBEE, FL 34974-4289

Mortgage

Document Number	0008120434
Date	Aug 16, 2018
Book Page	000812/000434
Instrument	10427

Lender

Name	RICHARD K STANTON
Address	1 SE 3RD AVE # 2900, MIAMI, FL 33131-1711

Agreement

Amount	Amount Recorded

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Apr 16, 2018
Property Address	316 SW 3RD ST, OKEECHOBEE, FL 34974-4225
Document Number	0008051733
Book / Page	000805 / 001733
Instrument Date	Apr 11, 2018
Instrument	5120
Transaction Type	Transfer
Record Updated	Jun 1, 2018
Title Company	TITLE PRO

Transaction

Amount	Amount Recorded
Tax	$210.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	704 SW 6TH ST OKEECHOBEE FL 349744289, OKEECHOBEE, FL 34974-4289

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Municipality	Okeechobee City
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,731.00 (+11.47%)	$112,004 (+2.6%) Land $28,400 Building $83,604	$112,004 (+2.6%) Land $28,400 Building $83,604
2023	$2,450.00 (+9.67%)	$109,164 (+17.39%) Land $25,560 Building $83,604	$109,164 (+17.39%) Land $25,560 Building $83,604
2022	$2,234.00	$92,991 Land $20,662 Building $72,329	$92,991 Land $20,662 Building $72,329

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2012–2018)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: CenturyLink, Verizon.

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