Isle Of Wight County property record for 420 Spring Hill Pl, Smithfield, VA 23430
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,774 sqft · built 2017 |
| Lot Size | 0.063 acres (2,731 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $245,205 (Jun 2017) |
| Tax Bill | $2,397 (2026) |
| Deeds & Mortgages | May 2026 Mortgage Feb 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-01-075A296 |
| Primary APN | 32-01-075A296 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,774 sqft Living Area |
| 1st Floor Area | 1,934 sqft |
| Basement Area | 640 sqft |
| Finished Basement | 480 sqft |
| Unfinished Basement | 160 sqft |
| Game Room | Game Room |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Roof Material | Asphalt |
| Lot Area | 2,731 sqft (0.063 acres) |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 420 SPRING HILL PL |
|---|---|
| City | SMITHFIELD |
| State | VA |
| Zip | 23430-6377 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 296 BENNS GRANT SUBDVISION PH 3A PLAT I#170000695 |
| Legal Subdivision | PHASE 3A BENNS GRANT |
| Legal Lot Number | 296 |
| Jurisdiction | ISLE OF WIGHT VA |
| Township / Civil Division | WINDSOR |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 280105 |
Source: Isle Of Wight County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 420 SPRING HILL PL, SMITHFIELD, VA 23430-6377 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 4, 2026 | Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT |
| Feb 26, 2025 | Deed of Trust, Mortgage · FHA Mortgage M & T BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 14, 2017 · Amount on Record |
| Deed Sale | Jun 14, 2017 · Amount on Record |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ISLE OF WIGHT VA |
| Recording Date | May 4, 2026 |
| Property Address | 420 SPRING HILL PL, SMITHFIELD, VA 23430-6377 |
| Document Number | 0000002126 |
| Instrument Date | Apr 3, 2026 |
| Instrument | 20262126 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 420 SPRING HILL PL, SMITHFIELD, VA 23430-6377 |
| Document Number | 0000002126, |
|---|---|
| Date | May 4, 2026 |
| Instrument | 20262126 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Apr 1, 2066 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ISLE OF WIGHT VA |
| Property Address | 420 SPRING HILL PL, SMITHFIELD, VA 23430-6377 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2025 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 420 SPRING HILL PL, SMITHFIELD, VA 23430-6377 |
| Document Number | 0250000803 |
|---|---|
| Date | Feb 26, 2025 |
| Instrument | 250000803 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 322 Months |
| Due | Dec 1, 2051 |
Source: Isle Of Wight County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Isle Of Wight County |
| Unified School District | Isle of Wight County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,397.00 (+4.49%) | $296,000 (-) Land $60,000 Building $236,000 | $296,000 (-) Land $60,000 Building $236,000 |
| 2025 | $2,294.00 | $296,000 (-) Land $60,000 Building $236,000 | $296,000 (-) Land $60,000 Building $236,000 |
| 2023 | $296,000 Land $60,000 Building $236,000 | $296,000 Land $60,000 Building $236,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 3 (2006–2012) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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