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404 Spring Hill Pl, Smithfield, VA 23430 Property Records

Isle Of Wight County property record for 404 Spring Hill Pl, Smithfield, VA 23430 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,143 sqft · built 2017
Lot Size0.048 acres (2,100 sqft)
OwnerIndividual Name on File
Last Sale$360,000 (Sep 2023)
Tax Bill$2,529 (2025)
Deeds & MortgagesNov 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN32-01-075A292

Property Details

APN / Parcel Number

Primary APN32-01-075A292
Alternative APN
  • 24687

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures13 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area2,143 sqft Living Area
1st Floor Area2,571 sqft
Basement Area857 sqft
Finished Basement429 sqft
Unfinished Basement428 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Roof MaterialAsphalt
Lot Area2,100 sqft (0.048 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Street Address404 SPRING HILL PL
CitySMITHFIELD
StateVA
Zip23430-6377
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 292 BENNS GRANT SUBDVISION PH 3A PLAT I#170000695
Legal SubdivisionPHASE 3A BENNS GRANT
Legal Lot Number292
JurisdictionISLE OF WIGHT VA
Township / Civil DivisionWINDSOR
Census Block Group1
Census Block1032
Census Tract280105

Owner

Source: Isle Of Wight County records · APN 32-01-075A292

Assessment roll updated October 9, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address404 SPRING HILL PL, SMITHFIELD, VA 23430-6377
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 14, 2023 · Amount on Record
Deed SaleSep 14, 2023 · Amount on Record
Prior SaleJun 09, 2017 · Amount on Record
Deed Document Number20233331
Record UpdatedSep 20, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionISLE OF WIGHT VA
Property Address404 SPRING HILL PL, SMITHFIELD, VA 23430-6377
Transaction TypeMortgage
Record UpdatedDec 17, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address404 SPRING HILL PL, SMITHFIELD, VA 23430-6377

Mortgage

Document Number0250005033
DateNov 05, 2025
Instrument250005033
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2055

Tax Assessment & Valuation

Source: Isle Of Wight County records · Assessment roll updated October 9, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateVirginia
CountyIsle Of Wight County
Unified School DistrictIsle of Wight County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,529.00$326,400 (-) Land $60,000 Building $266,400$326,400 (-) Land $60,000 Building $266,400
2023$326,400 Land $60,000 Building $266,400$326,400 Land $60,000 Building $266,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Isle Of Wight County (51093C), updated January 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510932801051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 15 individual NFIP policies nearby
Nearby Flood Policies15 in force
Nearby Flood Claims3 (2006–2012)
Claims Outside the SFHA3 of 3
Most Recent ClaimOct 2012, other causes, Hurricane Sandy

Wildfire

Wildfire RiskLow
above 20% of the US · above 29% of Virginia
Wildfire LikelihoodAbout 1 in 5,263 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 171 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 35
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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