420 SE 13th St, Brainerd, MN 56401 Property Records

Crow Wing County property record for 420 SE 13th St, Brainerd, MN 56401

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,872 sqft · built 1997
Lot Size	0.17 acres (7,405 sqft)
Owner	Company Name on File
Last Sale	$330,000 (Jan 2025)
Tax Bill	$2,896 (2026)
Deeds & Mortgages	Jan 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`091810090120009`

Property Details

APN / Parcel Number

Primary APN	`091810090120009`
Alternative APNs	`41300673` `150576` `170855`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Building Area	1,872 sqft Living Area
1st Floor Area	1,872 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2005
Architectural Style	Patio Home
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
Garage Area	990 sqft
Driveway	Driveway

Utilities, Heating & Cooling

Heating System	Radiant

Location & Zoning

Account Number	170855
Street Address	420 SE 13TH ST
City	BRAINERD
State	MN
Zip	56401-3780
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 BLOCK 9
Legal Range	30W
Legal Township	45N
Legal Section	30
Legal Subdivision	SLEEPERS ADDITION TO BRAINERD
Legal Block	9
Legal Lot Number	12
Jurisdiction	CROW WING MN
Township / Civil Division	BRAINERD
Census Block Group	2
Census Block	2068
Census Tract	951000

Owner

420 SE 13th St is owned by a company that bought it in January 2025.

Source: Crow Wing County records, as of August 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	420 SE 13TH ST, BRAINERD, MN 56401-3780
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 29, 2025 · Amount on File
Deed Sale	Jan 29, 2025 · Amount on File
Prior Sale	Jan 4, 2021 · Amount on File
Deed Document Number	20251005915
Record Updated	Oct 29, 2026

January 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CROW WING MN
Recording Date	Jan 29, 2025
Property Address	420 SE 13TH ST, BRAINERD, MN 56401-3780
Document Number	0001005915
Instrument Date	Jan 2, 2025
Instrument	1005915
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	RPG TITLE LLC, RG TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,089.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 422 424 13TH STREET SE, BRAINERD, MN 56401

Mortgage

Document Number	0001005916
Date	Jan 29, 2025
Instrument	1005916

Lender

Name	NEIGHBORHOOD NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.99%
Type Change Date	Mar 1, 2030
Change Frequency	Annually
Min Rate At Change	6.99%
Max Rate At Change	8.99%
Index	1-Year CMT
Margin	5
Max Rate	12.9%

Tax Assessment & Valuation

The 2026 property tax bill for 420 SE 13th St was $2,896, up 0.4% from the year before.

Source: Crow Wing County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Crow Wing County
Municipality	Brainerd City
Unified School District	Brainerd Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,896.00 (+0.42%)	$316,600 (+16.96%) Land $46,000 Building $270,600	$316,600 (+16.96%) Land $46,000 Building $270,600
2025	$2,884.00	$270,700 Land $45,200 Building $225,500	$270,700 Land $45,200 Building $225,500
2023	$2,940.00	$302,600 Land $41,400 Building $261,200	$302,600 Land $41,400 Building $261,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 420 SE 13th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 15, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 420 SE 13th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Brainerd serves 14,670 people · EPA ID MN1180002
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2025) action level 15 ppb
Copper	1.63 mg/L (2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CTC.

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