409 SE 13th St, Brainerd, MN 56401 Property Records

Crow Wing County property record for 409 SE 13th St, Brainerd, MN 56401

Property Summary

Property Type	Single Family Home
Details	2 bd · 486 sqft
Lot Size	0.09 acres (3,920 sqft)
Owner	Individual Name on Record
Last Sale	$26,900 (May 2017)
Tax Bill	$174 (2026)
Deeds & Mortgages	Feb 2026 Mortgage Oct 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09181010004C009`

Property Details

APN / Parcel Number

Primary APN	`09181010004C009`
Alternative APNs	`41300669` `4437`

Interior

Bedrooms	2 Beds
Stories	1 Story
Building Area	486 sqft Living Area
1st Floor Area	324 sqft
Basement Area	64 sqft
Interior Walls	Plaster

Exterior

Effective Year Built	Effective 1975
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,920 sqft (0.09 acres)

Exterior Amenities

Porch	Slab
Porch Area	84 sqft
Deck Area	28 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Heating System	Gravity Furnace

Location & Zoning

Account Number	4437
Street Address	409 SE 13TH ST
City	BRAINERD
State	MN
Zip	56401-3703
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 25 FT OF S 50 FT OF LOTS 4 THRU 6 BLK 10
Legal Range	30W
Legal Township	45N
Legal Section	30
Legal Subdivision	SLEEPERS ADDITION TO BRAINERD
Legal Block	10
Legal Lot Number	4-6
Jurisdiction	CROW WING MN
Township / Civil Division	BRAINERD
Census Block Group	2
Census Block	2071
Census Tract	951000

Owner

Source: Crow Wing County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	409 SE 13TH ST, BRAINERD, MN 56401-3703
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2026	Deed of Trust, Mortgage HOUSING AND REDEVELOPMENT AUTHORITY
Oct 20, 2025	Deed of Trust, Mortgage HOUSING AND REDEVELOPMENT AUTHORITY IN A

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2017 · Amount on Record
Deed Sale	May 1, 2017 · Amount on Record
Prior Sale	Sep 1, 2013 · Amount on Record
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CROW WING MN
Property Address	409 SE 13TH ST, BRAINERD, MN 56401-3703
Transaction Type	Mortgage
Record Updated	Mar 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001020799
Date	Feb 25, 2026
Instrument	1020799

Lender

Name	HOUSING AND REDEVELOPMENT AUTHORITY
Type	Government Agency
Address	BRAINERD, MN 56401

Agreement

Amount	Amount Recorded
Term	179 Months
Due	Jan 29, 2041

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CROW WING MN
Property Address	409 SE 13TH ST, BRAINERD, MN 56401-3703
Transaction Type	Mortgage
Record Updated	Dec 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001015996
Date	Oct 20, 2025
Instrument	1015996

Lender

Name	HOUSING AND REDEVELOPMENT AUTHORITY IN A
Type	Government Agency
Address	SAINT PAUL, MN 55102

Agreement

Amount	Amount Recorded
Term	179 Months
Due	Sep 9, 2040

Tax Assessment & Valuation

Source: Crow Wing County assessment roll, as of August 28, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Crow Wing County
Municipality	Brainerd City
Unified School District	Brainerd Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$174.00 (+17.57%)	$32,580 (-34.71%)	$54,300 (+8.82%) Land $39,100 Building $15,200
2025		$49,900 (+4.83%) Land $38,300 Building $11,600	$49,900 (+4.83%) Land $38,300 Building $11,600
2023	$148.00 Homeowner's exemption	$47,600 Land $37,000 Building $10,600	$47,600 Land $37,000 Building $10,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 15, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Brainerd serves 14,670 people · EPA ID MN1180002
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2025) action level 15 ppb
Copper	1.63 mg/L (2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CTC Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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