410 S Wayne St, Waterloo, IN 46793 Property Records

DeKalb County property record for 410 S Wayne St, Waterloo, IN 46793

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,146 sqft · built 1960
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$43,600 (Oct 2007)
Tax Bill	$1,461 (2025)
Deeds & Mortgages	Sep 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-06-03-378-001.000-008`

Property Details

APN / Parcel Number

Primary APN	`17-06-03-378-001.000-008`
Alternative APN	`310603378001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,146 sqft Living Area
1st Floor Area	2,226 sqft
Attic	Attic
Attic Area	1,184 sqft
Basement Area	592 sqft
Unfinished Basement	592 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	132 ft deep x 56 ft wide
Garage Type	Detached
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	310603378001
Street Address	410 S WAYNE ST
City	WATERLOO
State	IN
Zip	46793
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	J F C ADD LOT 5
Legal Subdivision	FROTHINGHAM AND OTHERS FIRST ADDITION
Legal Lot Number	5
Jurisdiction	DE KALB IN
Township / Civil Division	GRANT
Census Block Group	1
Census Block	1048
Census Tract	20200

Owner

410 S Wayne St is owned and occupied by an individual who bought it in October 2007.

Source: DeKalb County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	410 S WAYNE ST, WATERLOO, IN 46793
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2007 · Amount on File
Deed Sale	Oct 3, 2007 · Amount on File
Prior Sale	Oct 3, 2007 · Amount on File
Deed Document Number	20076437
Record Updated	Oct 29, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IN
Property Address	410 S WAYNE ST, WATERLOO, IN 46793
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	METROPOLITAN TITLE CORPORATION, METROPOLITAN TITLE OF IN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201804979
Date	Sep 24, 2018
Instrument	201804979

Lender

Name	THREE RIVERS FCU
Type	Credit Union
Address	FORT WAYNE, IN 46825

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 410 S Wayne St was $1,461, down 5.3% from the year before.

Source: DeKalb County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	DeKalb County
County Subdivision	Grant Township
Municipality	Waterloo Town
Unified School District	DeKalb County Central United School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,461.00 (-5.25%)	$161,800 (+3.19%) Land $20,500 Building $141,300	$161,800 (+3.19%) Land $20,500 Building $141,300
2024	$1,542.00 (+13.72%)	$156,800 (+5.59%) Land $20,500 Building $136,300	$156,800 (+5.59%) Land $20,500 Building $136,300
2023	$1,356.00 (-22.69%)	$148,500 (+3.41%) Land $19,000 Building $129,500	$148,500 (+3.41%) Land $19,000 Building $129,500
2022	$1,754.00 Homeowner's exemption	$143,600 Land $17,900 Building $125,700	$143,600 Land $17,900 Building $125,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 410 S Wayne St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective July 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2001)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2001

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 410 S Wayne St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 2,242 people · EPA ID IN5217007
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Surf Internet Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Lakeland Internet, MetaLINK Technologies, Watch TV.

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