420 S 7th St, Girard, IL 62640 Property Records

Macoupin County property record for 420 S 7th St, Girard, IL 62640

Property Summary

Property Type	Single Family Home
Lot Size	0.488 acres (21,245 sqft)
Owner	2 Individual Names on Record
Last Sale	$551,950 (Mar 2026)
Tax Bill	$1,279 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Nov 2025 Transfer + 1 more
APN	`04-32-263-003`

Property Details

APN / Parcel Number

Primary APN	`04-32-263-003`
Alternative APN	`07-000-531-00`

Exterior

Lot Area	21,245 sqft (0.488 acres)
Lot Dimensions	107 ft deep x 198 ft wide

Location & Zoning

Street Address	420 S 7TH ST
City	GIRARD
State	IL
Zip	62640-1417
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 1/2 W 1/2 LOT 8 O P GIRARD 198 X 107.3 04-32-263-003
Legal Subdivision	ORIGINAL PLAT OF THE TOWN
Legal Lot Number	8
Jurisdiction	MACOUPIN IL
Township / Civil Division	GIRARD
Census Block Group	4
Census Block	4052
Census Tract	956100

Owner

Source: Macoupin County records, as of August 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	28809 PLEASANT DALE RD, GIRARD, IL 62640-7142
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2026	Warranty Deed, Transfer WARREN-BOYNTON STATE BANK
Nov 10, 2025	Affidavit of Death of Joint Tenant, Transfer ATTORNEY ONLY, ATTORNEY
Nov 12, 2021	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2026 · Amount on Record
Deed Sale	Mar 20, 2026 · Amount on Record
Prior Sale	Dec 20, 2005 · Amount on Record
Deed Document Number	2026623156
Prior Transfer Date	Nov 9, 2021
Prior Transfer Doc	595135
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOUPIN IL
Recording Date	Mar 20, 2026
Property Address	420 S 7TH ST, GIRARD, IL 62640-1417
Document Number	0000623156
Instrument Date	Mar 20, 2026
Instrument	623156
Transaction Type	Transfer
Record Updated	Apr 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	28809 PLEASANT DALE RD, GIRARD, IL 62640-7142

Mortgage

Document Number	0000623157
Date	Mar 20, 2026
Instrument	623157

Lender

Name	WARREN-BOYNTON STATE BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	2 Months
Due	May 21, 2026

November 2025: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	MACOUPIN IL
Recording Date	Nov 10, 2025
Property Address	420 S 7TH ST, GIRARD, IL 62640-1417
Document Number	0000620817
Instrument Date	Nov 6, 2025
Instrument	620817
Transaction Type	Transfer
Record Updated	Dec 3, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 FEDOR CIR, BLOOMINGTON, IL 61705-5108

November 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MACOUPIN IL
Recording Date	Nov 12, 2021
Property Address	420 S 7TH ST, GIRARD, IL 62640-1417
Document Number	595135
Instrument Date	Nov 9, 2021
Instrument	595135
Transaction Type	Transfer
Record Updated	Nov 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 S 7TH ST, GIRARD, IL 62640-1417

Tax Assessment & Valuation

Source: Macoupin County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Macoupin County
County Subdivision	Girard Township
Municipality	Girard City
Unified School District	North Mac Community Unit School District 34 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,279.00 (-3.54%) Homeowner's exemption Senior Citizen's exemption	$35,438 (+7%) Land $6,979 Building $28,459	$106,314 (+7%) Land $20,937 Building $85,377
2024	$1,326.00 (-6.49%) Homeowner's exemption Senior Citizen's exemption	$33,119 (+15.56%) Land $6,522 Building $26,597	$99,357 (+15.56%) Land $19,566 Building $79,791
2022	$1,418.00 Homeowner's exemption Senior Citizen's exemption	$28,660 Land $5,644 Building $23,016	$85,980 Land $16,932 Building $69,048

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GIRARD serves 1,885 people · EPA ID IL1170450
Water Source	Purchased surface water from OTTER LAKE WATER COMMISSION
Last State Inspection	Dec 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Royell Communications Fiber	7,000 / 7,000
Sparklight Cable	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink.

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