403 S 7th St, Girard, IL 62640 Property Records

Macoupin County property record for 403 S 7th St, Girard, IL 62640

Property Summary

Property Type	Single Family Home
Lot Size	0.56 acres (24,394 sqft)
Owner	Individual Name on Record
Last Sale	$24,000 (Sep 2018)
Tax Bill	$1,605 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Sep 2018 Sale + 3 more
APN	`04-32-182-017`

Property Details

APN / Parcel Number

Primary APN	`04-32-182-017`
Alternative APN	`07-000-373-00`

Exterior

Lot Area	24,394 sqft (0.56 acres)
Lot Dimensions	330 ft deep x 72 ft wide

Location & Zoning

Street Address	403 S 7TH ST
City	GIRARD
State	IL
Zip	62640-1416
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S32 T12 R6 S 1/2 OF 143' 9 OFF N END SE SE SE NW 72 X 330 04-32-182-017
Legal Range	06W
Legal Township	12N
Legal Section	32
Jurisdiction	MACOUPIN IL
Township / Civil Division	GIRARD
Census Block Group	4
Census Block	4043
Census Tract	956100

Owner

Source: Macoupin County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	701 S 6TH ST, GIRARD, IL 62640-1726
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF SPRINGFIELD
Sep 24, 2018	Warranty Deed, Transfer
Sep 24, 2018	Warranty Deed, Transfer
Sep 24, 2018	Warranty Deed, Transfer
Nov 17, 2017	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2018 · Amount on Record
Deed Sale	Sep 24, 2018 · Amount on Record
Prior Sale	Nov 17, 2017
Deed Document Number	2018571031
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOUPIN IL
Property Address	403 S 7TH ST, GIRARD, IL 62640-1416
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	587245
Date	Dec 4, 2020
Instrument	587245

Lender

Name	BANK OF SPRINGFIELD
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2035

Interest

Rate Type	Fixed Rate

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOUPIN IL
Recording Date	Sep 24, 2018
Property Address	403 S 7TH ST, GIRARD, IL 62640-1416
Document Number	571031
Instrument Date	Sep 6, 2018
Instrument	571031
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Amount	Amount Recorded
Tax	$36.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	701 S 6TH ST, GIRARD, IL 62640-1726

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOUPIN IL
Recording Date	Sep 24, 2018
Property Address	403 S 7TH ST, GIRARD, IL 62640-1416
Document Number	571031
Instrument Date	Sep 6, 2018
Instrument	571031
Transaction Type	Transfer
Record Updated	Jul 22, 2021

Transaction

Amount	Amount Recorded
Tax	$36.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	701 S 6TH ST, GIRARD, IL 62640-1726

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOUPIN IL
Recording Date	Sep 24, 2018
Property Address	403 S 7TH ST, GIRARD, IL 62640-1416
Document Number	571031
Instrument Date	Sep 6, 2018
Instrument	571031
Transaction Type	Transfer
Record Updated	Feb 7, 2021

Transaction

Amount	Amount Recorded
Tax	$36.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	701 S 6TH ST, GIRARD, IL 62640-1726

November 2017: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	MACOUPIN IL
Recording Date	Nov 17, 2017
Property Address	403 S 7TH ST, GIRARD, IL 62640-1416
Document Number	565369
Instrument Date	Nov 13, 2017
Instrument	565369
Transaction Type	Foreclosure
Record Updated	Jul 22, 2021

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3415 VISION DR, COLUMBUS, OH 43219-6009

Tax Assessment & Valuation

Source: Macoupin County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Macoupin County
County Subdivision	Girard Township
Municipality	Girard City
Unified School District	North Mac Community Unit School District 34 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,605.00 (+5.38%)	$25,809 (+7%) Land $7,840 Building $17,969	$77,427 (+7%) Land $23,520 Building $53,907
2024	$1,523.00 (+14%)	$24,120 (+15.56%) Land $7,327 Building $16,793	$72,360 (+15.56%) Land $21,981 Building $50,379
2022	$1,336.00 Homeowner's exemption	$20,872 Land $6,340 Building $14,532	$62,616 Land $19,020 Building $43,596

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GIRARD serves 1,885 people · EPA ID IL1170450
Water Source	Purchased surface water from OTTER LAKE WATER COMMISSION
Last State Inspection	Dec 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Royell Communications Fiber	7,000 / 7,000
Sparklight Cable	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink.

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