420 Rector Ave, Findlay, OH 45840 Property Records

Hancock County property record for 420 Rector Ave, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 952 sqft · built 1985
Lot Size	0.155 acres (6,752 sqft)
Owner	Individual Name on Record
Last Sale	$135,000 (Aug 2022)
Tax Bill	$1,812 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Oct 2017 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1010-121-08-023.000`

Property Details

APN / Parcel Number

Primary APN	`1010-121-08-023.000`
Alternative APN	`600001002461`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	2 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	952 sqft Living Area
1st Floor Area	952 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	6,752 sqft (0.155 acres)
Lot Dimensions	135 ft deep x 50 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	420 RECTOR AVE
City	FINDLAY
State	OH
Zip	45840-3864
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STEPHENSON HILL ADD LOT 12629
Legal Subdivision	STEPHENSON HILL ADD
Legal Lot Number	12629
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	6
Census Block	6007
Census Tract	400

Owner

Source: Hancock County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	420 RECTOR AVE, FINDLAY, OH 45840-3864
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2022	Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Oct 4, 2017	Warranty Deed, Transfer MID AMERICAN TITLE AGENCY
Jun 16, 2017	Affidavit of Death of Joint Tenant, Transfer
Mar 17, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 23, 2022 · Amount on Record
Deed Sale	Aug 23, 2022 · Amount on Record
Prior Sale	Oct 4, 2017 · Amount on Record
Deed Document Number	20227844
Deed Book / Page	2597 / 1961
Prior Transfer Date	May 10, 2017
Prior Transfer Doc	02521/0280
Record Updated	Sep 20, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Aug 23, 2022
Property Address	420 RECTOR AVE, FINDLAY, OH 45840-3864
Document Number	02597/1961
Book / Page	2597 / 1961
Instrument Date	Jul 20, 2022
Instrument	202200007844
Transaction Type	Transfer
Record Updated	Aug 31, 2022
Title Company	NOT AVAILABLE, JOURNEY TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 RECTOR AVE, FINDLAY, OH 45840-3864

Mortgage

Document Number	202200007845
Date	Aug 23, 2022
Instrument	202200007845

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Oct 4, 2017
Property Address	420 RECTOR AVE, FINDLAY, OH 45840-3864
Document Number	02526/2716
Book / Page	2526 / 2716
Instrument Date	Sep 22, 2017
Instrument	201700008534
Transaction Type	Transfer
Record Updated	Apr 25, 2022
Title Company	MID AMERICAN TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 RECTOR AVE, FINDLAY, OH 45840-3864

June 2017: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	HANCOCK OH
Recording Date	Jun 16, 2017
Property Address	420 RECTOR AVE, FINDLAY, OH 45840-3864
Document Number	02521/0280
Book / Page	2521 / 0280
Map Reference	VOL 2515 PG 2598
Instrument Date	May 10, 2017
Instrument	201700005213
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 RECTOR AVE, FINDLAY, OH 45840-3864

March 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HANCOCK OH
Recording Date	Mar 17, 2017
Property Address	420 RECTOR AVE, FINDLAY, OH 45840-3864
Document Number	02515/2598
Book / Page	2515 / 2598
Instrument Date	Mar 14, 2017
Instrument	201700002325
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	420 RECORD AVE, FINDLAY, OH 45840

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,812.00 (+2.9%) Homeowner's exemption	$59,110 (+19.17%) Land $5,940 Building $53,170	$168,870 (+19.17%) Land $16,960 Building $151,910
2024	$1,761.00 (-0.17%)	$49,600 (-) Land $4,990 Building $44,610
2023	$1,764.00 Homeowner's exemption	$49,600 Land $4,990 Building $44,610
2022			$141,700 Land $14,250 Building $127,450

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1997)
Most Recent Claim	Jun 1997 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
HDER Link Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Amplex Wireless, MetaLINK Technologies, Verizon.

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