420 Pedro St, Monroe, NC 28110 Property Records

Union County property record for 420 Pedro St, Monroe, NC 28110

Property Summary

Property Type	Commercial
Details	1,852 sqft · built 1970
Lot Size	0.185 acres (8,059 sqft)
Owner	Company Name on Record
Last Sale	$68,000 (Jul 1998)
Tax Bill	$924 (2025)
Deeds & Mortgages	May 2024 Sale Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-226-038`

Property Details

APN / Parcel Number

Primary APN	`09-226-038`

Interior

Units	2 Units
Stories	1 Story
Building Area	1,852 sqft Total Area

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Fire Resistance	Masonry Walls, Wood Interior
Roof Material	Asphalt
Lot Area	8,059 sqft (0.185 acres)
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	420 PEDRO ST
City	MONROE
State	NC
Zip	28110-3385
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	GB MONROE
Legal Description	#15, #16, #17 BLKB FITZGERALD PB01 PG104
Legal Subdivision	CYCLONE AUCTION
Legal Block	B
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1004
Census Tract	20406

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	516 W SUGAR CREEK RD, CHARLOTTE, NC 28213-6160
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 7, 2024	Warranty Deed, Transfer
Jun 30, 2017	Deed of Trust, Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 1998 · Amount on Record
Deed Sale	Jul 17, 1998 · Amount on Record
Deed Document Number	199852052
Deed Book / Page	1120 / 355
Record Updated	Oct 29, 2026

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	May 7, 2024
Property Address	420 PEDRO ST, MONROE, NC 28110-3385
Document Number	0008899683
Book / Page	8899 / 683
Instrument Date	Apr 1, 2024
Instrument	10317
Transaction Type	Transfer
Record Updated	May 21, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4520 MINT HILL VILLAGE LN, MINT HILL, NC 28227-7796

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	516 W SUGAR CREEK RD, CHARLOTTE, NC 28213-6160

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	420 PEDRO ST, MONROE, NC 28110-3385
Document Number	6966827
Instrument Date	Jun 30, 2017
Transaction Type	Mortgage
Record Updated	Aug 27, 2018
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	420 PEDRO ST MONROE NC 281103385, MONROE, NC 28110-3385

Mortgage

Document Number	6966827
Date	Jul 5, 2017
Book Page	006966/000827
Instrument	18999

Lender

Name	BANK OF AMERICA
Type	Bank
Address	FARMINGTON, CT 06032

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$105,700 (-) Land $26,000 Building $79,700	$105,700 (-) Land $26,000 Building $79,700
2025	$924.00 (-12.08%)	$105,700 (+9.65%) Land $26,000 Building $79,700	$105,700 (+9.65%) Land $26,000 Building $79,700
2023	$1,051.00	$96,400 Land $37,900 Building $58,500	$96,400 Land $37,900 Building $58,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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