307 Pedro St, Monroe, NC 28110 Property Records

Union County property record for 307 Pedro St, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,122 sqft · built 2018
Lot Size	0.162 acres (7,057 sqft)
Owner	Individual Name on Record
Last Sale	$141,000 (Nov 2018)
Tax Bill	$2,127 (2025)
Deeds & Mortgages	Aug 2022 Transfer Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-226-043`

Property Details

APN / Parcel Number

Primary APN	`09-226-043`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,122 sqft Living Area
1st Floor Area	1,122 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Wood
Roof Type	Gable
Lot Area	7,057 sqft (0.162 acres)
Garage Type	Attached
Garage Area	478 sqft
Porch	Slab
Porch Area	148 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	307 PEDRO ST
City	MONROE
State	NC
Zip	28110-2967
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-10 MONRO
Legal Description	#81 & #82 BLKB CYCLONE AUCTION PB1 PG104
Legal Subdivision	CYCLONE AUCTION
Legal Block	B
Legal Lot Number	81
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1007
Census Tract	20406

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	307 PEDRO ST, MONROE, NC 28110-2967
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2022	Intrafamily Transfer, Transfer
Nov 9, 2018	Warranty Deed, Transfer · Conventional with PMI BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 9, 2018 · Amount on Record
Deed Sale	Nov 9, 2018 · Amount on Record
Prior Sale	Oct 2, 2015 · Amount on Record
Deed Document Number	201831471
Deed Book / Page	7266 / 743
Last Transfer Date	Aug 8, 2022
Transfer Doc	0008548385
Record Updated	Oct 29, 2026

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION NC
Recording Date	Aug 15, 2022
Property Address	307 PEDRO ST, MONROE, NC 28110-2967
Document Number	0008548385
Book / Page	8548 / 385
Map Reference	MB 1 PG 104
Instrument Date	Aug 8, 2022
Instrument	28814
Transaction Type	Transfer
Record Updated	Aug 26, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	307 PEDRO ST, 307, MONROE, NC 28110-2967

Transferred To (Grantee/Buyer)

Name	Verified Name

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Nov 9, 2018
Property Address	307 PEDRO ST, MONROE, NC 28110-2967
Document Number	7266742
Book / Page	007266 / 000742
Instrument Date	Oct 8, 2018
Instrument	31471
Transaction Type	Transfer
Record Updated	Dec 17, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$282.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PEDRO ST MONROE NC 28110, MONROE, NC 28110

Mortgage

Document Number	7266744
Date	Nov 9, 2018
Book Page	007266/000744
Instrument	31472

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 8, 2048

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$243,400 (-) Land $30,300 Building $213,100	$243,400 (-) Land $30,300 Building $213,100
2025	$2,127.00 (-4.4%)	$243,400 (+19.26%) Land $30,300 Building $213,100	$243,400 (+19.26%) Land $30,300 Building $213,100
2023	$2,225.00	$204,100 Land $16,700 Building $187,400	$204,100 Land $16,700 Building $187,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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