420 Oak St, Grass Valley, CA 95945 Property Records

Nevada County property record for 420 Oak St, Grass Valley, CA 95945

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,208 sqft · built 1953
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Individual Names on File
Last Sale	$478,500 (Sep 2025)
Tax Bill	$4,113 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Oct 2021 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`009-280-007-000`

Property Details

APN / Parcel Number

Primary APN	`009-280-007-000`
Alternative APN	`09-280-07-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,208 sqft Living Area
1st Floor Area	1,208 sqft
2nd Floor Area	448 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1970
Architectural Style	Traditional
Lot Area	4,356 sqft (0.1 acres)
View / Lot	Average
Porch	Porch
Patio Area	272 sqft
Guest House	448 sqft

Utilities, Heating & Cooling

Heating System	Central
Sewer	Connected
Water Source	Commercial

Location & Zoning

Old Parcel Number	09-280-07-000
Street Address	420 OAK ST
City	GRASS VALLEY
State	CA
Zip	95945-6819
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PTN SW 1/4 SW 1/4 26-16-8
Legal Range	8E
Legal Township	16N
Legal Section	26
Jurisdiction	NEVADA CA
Township / Civil Division	GRASS VALLEY
Census Block Group	1
Census Block	1000
Census Tract	602

Owner

420 Oak St is owned and occupied by two individuals who bought it in September 2025.

Source: Nevada County records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	420 OAK ST, GRASS VALLEY, CA 95945-6819
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2025	Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Oct 26, 2021	Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2025 · Amount on File
Deed Sale	Sep 19, 2025 · Amount on File
Prior Sale	Oct 26, 2021 · Amount on File
Deed Document Number	202514694
Record Updated	Oct 29, 2026

September 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEVADA CA
Recording Date	Sep 19, 2025
Property Address	420 OAK ST, GRASS VALLEY, CA 95945-6819
Document Number	0000014694
Instrument Date	Sep 15, 2025
Instrument	20250014694
Transaction Type	Transfer
Record Updated	Oct 2, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TITLE CO OF CA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	420 OAK ST, GRASS VALLEY, CA 95945-6819

Mortgage

Document Number	0000014695
Date	Sep 19, 2025
Instrument	20250014695

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

October 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEVADA CA
Recording Date	Oct 26, 2021
Property Address	420 OAK ST, GRASS VALLEY, CA 95945-6819
Document Number	0000034370
Instrument Date	Oct 6, 2021
Instrument	20210034370
Transaction Type	Transfer
Record Updated	Aug 10, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 OAK ST, GRASS VALLEY, CA 95945-6819

Mortgage

Document Number	0000034371
Date	Oct 26, 2021
Instrument	20210034371

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Nov 1, 2031

Tax Assessment & Valuation

The 2025 property tax bill for 420 Oak St was $4,113.

Source: Nevada County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	California
County	Nevada County
Municipality	Grass Valley City
Elementary School District	Grass Valley Elementary School District (KG - 08)
Secondary School District	Nevada Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$478,400 (+24.74%) Land $110,000 Building $368,400
2025	$4,113.00 Homeowner's exemption	$383,520 Land $95,268 Building $288,252
2023	$4,007.00 (-6.94%) Homeowner's exemption	$376,000 Land $93,400 Building $282,600	$371,790
2022	$4,306.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 420 Oak St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 20, 2024

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 420 Oak St is moderate, ranking above 40% of the US, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 76% of California
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GRASS VALLEY serves 4,947 people · EPA ID CA2910001
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 550 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
SmarterBroadband Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks, Race Communications.

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