10572 Oak St, Grass Valley, CA 95945 Property Records

Nevada County property record for 10572 Oak St, Grass Valley, CA 95945

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 992 sqft · built 1941
Lot Size	0.47 acres (20,473 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Dec 2024)
Tax Bill	$3,927 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`007-280-003-000`

Property Details

APN / Parcel Number

Primary APN	`007-280-003-000`
Alternative APN	`07-280-03-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	992 sqft Living Area
1st Floor Area	992 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1980
Architectural Style	Traditional
Lot Area	20,473 sqft (0.47 acres)
View / Lot	Average
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Patio Area	595 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Old Parcel Number	07-280-03-000
Street Address	10572 OAK ST
City	GRASS VALLEY
State	CA
Zip	95945-6011
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-1.5
Legal Description	LOT 2 BLK 8 OAKS SUBD
Legal Subdivision	OAKS SUBD
Legal Block	8
Legal Lot Number	2
Jurisdiction	NEVADA CA
Township / Civil Division	GRASS VALLEY
Census Block Group	4
Census Block	4006
Census Tract	502

Owner

10572 Oak St is owned and occupied by two individuals who bought it in December 2024.

Source: Nevada County records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10572 OAK ST, GRASS VALLEY, CA 95945-6011
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2021	Deed of Trust, Mortgage · VA Mortgage HOME POINT FINANCIAL CORPORATION
Feb 13, 2020	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Apr 15, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 31, 2024 · Amount on File
Deed Sale	Dec 31, 2024 · Amount on File
Prior Sale	Apr 16, 2014 · Amount on File
Deed Document Number	202420385
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Property Address	10572 OAK ST, GRASS VALLEY, CA 95945-6011
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10572 OAK ST, GRASS VALLEY, CA 95945-6011

Mortgage

Document Number	0000000050
Date	Jan 4, 2021
Instrument	20210000050

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Property Address	10572 OAK ST, GRASS VALLEY, CA 95945-6011
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003448
Date	Feb 13, 2020
Instrument	20200003448

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2050

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Property Address	10572 OAK ST, GRASS VALLEY, CA 95945-6011
Document Number	0000007352
Instrument Date	Apr 15, 2019
Transaction Type	Mortgage
Record Updated	Mar 6, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10572 OAK ST GRASS VALLEY CA 959456011, GRASS VALLEY, CA 95945-6011

Mortgage

Document Number	0000007352
Date	Apr 24, 2019
Instrument	7352

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 23, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 10572 Oak St was $3,927 with a homeowner's exemption.

Source: Nevada County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	California
County	Nevada County
Elementary School District	Grass Valley Elementary School District (KG - 08)
Secondary School District	Nevada Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$357,000 (+2%) Land $102,000 Building $255,000
2025	$3,927.00	$350,000 Land $100,000 Building $250,000
2023	$2,838.00 (+1.07%) Homeowner's exemption	$250,958 Land $70,690 Building $180,268	$342,360
2022	$2,808.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10572 Oak St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10572 Oak St is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · lower than 60% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEVADA ID - E. GEORGE, BANNER MOUNTAIN serves 17,154 people · EPA ID CA2910004
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
SmarterBroadband Fixed Wireless	100 / 25

May also be available: GeoLinks.

Cell Coverage

5G (outdoors only) and 4G LTE

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