420 N Simpson St, Mount Dora, FL 32757 Property Records

Lake County property record for 420 N Simpson St, Mount Dora, FL 32757

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,008 sqft · built 1947
Lot Size	0.355 acres (15,482 sqft)
Owner	2 Individual Names on Record
Last Sale	$328,000 (Dec 2016)
Tax Bill	$4,694 (2024)
Deeds & Mortgages	Nov 2020 Mortgage Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-19-27-0050-304-00003`

Property Details

APN / Parcel Number

Primary APN	`29-19-27-0050-304-00003`
Alternative APNs	`271929005030400003` `1468001`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,008 sqft Living Area
Gross Area	3,248 sqft
1st Floor Area	1,968 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 2014
Exterior Material	Concrete Block
Construction Type	Frame
Roof Material	Metal
Lot Area	15,482 sqft (0.355 acres)
Lot Dimensions	140 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	240 sqft

Exterior Amenities

Porch	Florida Room
Porch Area	1,052 sqft
Deck Area	Deck Area
Patio Area	260 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1468001
Street Address	420 N SIMPSON ST
City	MOUNT DORA
State	FL
Zip	32757-5753
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	MOUNT DORA S 100 FT OF N 180 FT OF W 140 FT BLK 304 PB 3 PGS 37-43 ORB 4872 PG 2299
Legal Range	27E
Legal Township	19S
Legal Section	29
Legal Subdivision	MOUNT DORA R27-T19-S29
Legal Tract	0050
Legal Block	304
Jurisdiction	LAKE FL
Township / Civil Division	MOUNT DORA
Census Block Group	1
Census Block	1023
Census Tract	30914

Owner

Source: Lake County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	420 N SIMPSON ST, MOUNT DORA, FL 32757-5753
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Nov 24, 2020	Warranty Deed, Transfer · Conventional Mortgage CITIZENS BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2016 · Amount on Record
Deed Sale	Dec 8, 2016 · Amount on Record
Prior Sale	May 3, 2006 · Amount on Record
Deed Document Number	2016126347
Deed Book / Page	4872 / 2299
Prior Transfer Date	May 20, 2009
Prior Transfer Doc	0037770887
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	420 N SIMPSON ST, MOUNT DORA, FL 32757-5753
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0055891601
Date	Nov 24, 2020
Book Page	5589/1601
Instrument	2020133345

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2035

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Nov 24, 2020
Property Address	420 N SIMPSON ST, MOUNT DORA, FL 32757-5753
Document Number	0055891620
Book / Page	005589 / 001620
Instrument Date	Nov 18, 2020
Instrument	133346
Transaction Type	Transfer
Record Updated	Dec 9, 2020
Title Company	METES AND BOUND TITLE COMPANY, METES & BOUNDS TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,200.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	17521 COBBLESTONE LN CLERMONT FL 347115906, CLERMONT, FL 34711-5906

Mortgage

Document Number	55891621
Date	Nov 24, 2020
Book Page	005589/001621
Instrument	133347

Lender

Name	CITIZENS BK NA
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 23, 2050

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Mount Dora City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$283,960 (+2.9%)	$504,983 (-) Land $113,047 Building $391,936
2025		$275,960 (+5.98%) Land $113,047 Building $162,913	$504,983 (-1.65%) Land $113,047 Building $391,936
2024	$4,694.00 (+5.72%)
2023	$4,440.00 (+1.21%) Homeowner's exemption	$260,380 (+3%)	$513,450 (+35.39%) Land $123,324 Building $390,126
2022	$4,387.00 Homeowner's exemption	$252,800	$379,233 Land $66,801 Building $312,432

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT DORA, CITY OF (2WPS) serves 39,710 people · EPA ID FL3350858
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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