420 N Harmon Ave, Watonga, OK 73772 Property Records

Blaine County property record for 420 N Harmon Ave, Watonga, OK 73772

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,958 sqft · built 1960
Lot Size	0.305 acres (13,300 sqft)
Owner	Individual Name on Record
Last Sale	$145,000 (Nov 2020)
Tax Bill	$1,652 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Jan 2020 Sale & Line of Credit
APN	`0125-00-013-011-0-000-00`

Property Details

APN / Parcel Number

Primary APN	`0125-00-013-011-0-000-00`
Alternative APN	`7528`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,958 sqft Living Area
1st Floor Area	1,958 sqft
Basement Area	675 sqft
Finished Basement	675 sqft
Unfinished Basement	675 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Block
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	13,300 sqft (0.305 acres)
Lot Dimensions	140 ft deep x 43 ft wide
Garage Type	Attached
Garage Area	352 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	285 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	7528
Street Address	420 N HARMON AVE
City	WATONGA
State	OK
Zip	73772-2842
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BLK 13, N 45' OF LT 11 & ALL LOT 12 WATONGA CITY 1418-561 WD 1/22/20 1043-378 AFFD TTEE 7-16-10 697-52 WD 3-29-95
Legal Range	10W
Legal Township	16N
Legal Section	07
Legal Subdivision	WATONGA CITY
Legal Block	13
Legal Lot Number	11,12
Jurisdiction	BLAINE OK
Township / Civil Division	WATONGA
Census Block Group	3
Census Block	3034
Census Tract	958900

Owner

Source: Blaine County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	420 N HARMON AVE, WATONGA, OK 73772-2842
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2020	Warranty Deed, Transfer · VA Mortgage CMG MORTGAGE INC
Jan 22, 2020	Warranty Deed, Transfer · Line of Credit NBC OKLAHOMA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 3, 2020 · Amount on Record
Deed Sale	Nov 3, 2020 · Amount on Record
Prior Sale	Jan 22, 2020 · Amount on Record
Deed Document Number	20203290
Deed Book / Page	1449 / 555
Record Updated	Oct 29, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLAINE OK
Recording Date	Nov 3, 2020
Property Address	420 N HARMON AVE, WATONGA, OK 73772-2842
Document Number	001449/555
Book / Page	1449 / 555
Instrument Date	Nov 3, 2020
Instrument	I-2020-003290
Transaction Type	Transfer
Record Updated	Aug 26, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$217.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 WEST B STREET, WATONGA, OK 73772
Investor	Possibly a Property Investor

Mortgage

Document Number	I2020003291
Date	Nov 3, 2020
Instrument	I-2020-003291

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLAINE OK
Recording Date	Jan 22, 2020
Property Address	420 N HARMON AVE, WATONGA, OK 73772-2842
Document Number	001418/561
Book / Page	1418 / 561
Instrument Date	Jan 17, 2020
Instrument	I-2020-000314
Transaction Type	Transfer
Record Updated	Aug 26, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE CO OF OK

Transaction

Amount	Amount Recorded
Tax	$82.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1115 UILLA ST, WATONGA, OK 73772
Mail Care Of	ALLEN T COWAN

Mortgage

Document Number	I2020000315
Date	Jan 22, 2020
Instrument	I-2020-000315

Lender

Name	NBC OKLAHOMA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	8 Months
Due	Sep 17, 2020

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Blaine County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Blaine County
Municipality	Watonga City
Unified School District	Watonga Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$16,145 (+1.01%) Land $966 Building $15,179	$146,767 (+1.01%) Land $8,778 Building $137,989
2025	$1,652.00 (+4.82%)	$15,983 (-1.42%) Land $966 Building $15,017	$145,296 (-2.92%) Land $8,778 Building $136,518
2023	$1,576.00	$16,214 Land $945 Building $15,269	$149,671 Land $8,593 Building $141,078

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	1 (2000)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Oklahoma
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pioneer Telephone Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Chisholm Broadband Fixed Wireless	100 / 40
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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