412 N Harmon Ave, Watonga, OK 73772 Property Records

Blaine County property record for 412 N Harmon Ave, Watonga, OK 73772

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 960 sqft · built 1970
Lot Size	0.177 acres (7,700 sqft)
Owner	Individual Name on Record
Last Sale	$22,500 (Apr 1996)
Tax Bill	$393 (2025)
Deeds & Mortgages	Aug 2018 Line of Credit
APN	`0125-00-013-010-0-000-00`

Property Details

APN / Parcel Number

Primary APN	`0125-00-013-010-0-000-00`
Alternative APN	`7527`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,700 sqft (0.177 acres)
Lot Dimensions	140 ft deep x 55 ft wide
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	24 sqft
Deck Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	7527
Street Address	412 N HARMON AVE
City	WATONGA
State	OK
Zip	73772-2842
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BLK 13 LOT 10 & S 5' OF LOT 11 WATONGA CITY 1354-324 QCD 8-21-18 1283-416 QCD 6-2-17 1264-510 QCD 2/22/17 1264-509 QCD 2/22/1
Legal Range	18W
Legal Township	21N
Legal Section	08
Legal Subdivision	WATONGA CITY
Legal Block	13
Legal Lot Number	10,11
Jurisdiction	BLAINE OK
Township / Civil Division	WATONGA
Census Block Group	3
Census Block	3034
Census Tract	958900

Owner

Source: Blaine County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4565 COBRA LN, KINGSTON, OK 73439-2138
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 1996 · Amount on Record
Deed Sale	Apr 26, 1996 · Amount on Record
Deed Book / Page	721 / 165
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLAINE OK
Property Address	412 N HARMON AVE, WATONGA, OK 73772-2842
Transaction Type	Mortgage
Record Updated	Aug 31, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1354/334
Date	Aug 21, 2018
Book Page	1354/334
Instrument	I-2018-005739

Lender

Name	CORNERSTONE BANK
Type	Bank
Address	WATONGA, OK 73772

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 20, 2038

Tax Assessment & Valuation

Source: Blaine County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Blaine County
Municipality	Watonga City
Unified School District	Watonga Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$3,807 (-) Land $559 Building $3,248	$34,612 (-38.8%) Land $5,082 Building $29,530
2025	$393.00 (+23.2%)	$3,807 (+15.75%) Land $559 Building $3,248	$56,551 (+10.15%) Land $5,082 Building $51,469
2023	$319.00	$3,289 Land $559 Building $2,730	$51,338 Land $5,082 Building $46,256

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	1 (2000)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Oklahoma
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pioneer Telephone Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Chisholm Broadband Fixed Wireless	100 / 40
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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