420 Lummus Rd, Covington, GA 30016 Property Records

Newton County property record for 420 Lummus Rd, Covington, GA 30016

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,168 sqft · built 2005
Lot Size	2.67 acres (116,305 sqft)
Owner	2 Owner Names on File
Last Sale	$359,900 (Oct 2005)
Tax Bill	$6,441 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Jul 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`00320-00000-007-B00`

Property Details

APN / Parcel Number

Primary APN	`00320-00000-007-B00`
Alternative APNs	`0032 007B` `17618`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	3,168 sqft Heated Area
1st Floor Area	1,416 sqft
Basement Area	1,285 sqft
Finished Basement	1,285 sqft
Flooring	Other
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2006
Exterior Material	Fiber Cement Siding
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	116,305 sqft (2.67 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	224 sqft
Deck Area	240 sqft
Patio Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	17618
Old Parcel Number	0032 007B
Street Address	420 LUMMUS RD
City	COVINGTON
State	GA
Zip	30016-5130
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	2.67AC LUMMUS RD
Legal Subdivision	R3 MISC LAND - AREA 10
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	1
Census Block	1009
Census Tract	100904

Owner

The current owner of 420 Lummus Rd bought it in October 2005.

Source: Newton County records, as of December 15, 2025

Owner of Record	2 Owner Names on File
Mailing Address	420 LUMMUS RD, COVINGTON, GA 30016-5130
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage NEW AMERICAN FNDG
Jul 5, 2019	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2005 · Amount on File
Deed Sale	Oct 14, 2005 · Amount on File
Deed Document Number	0002028148
Deed Book / Page	2028 / 148
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	420 LUMMUS RD, COVINGTON, GA 30016-5130
Document Number	0041060301
Instrument Date	Nov 24, 2020
Transaction Type	Mortgage
Record Updated	Dec 17, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	420 LUMMUS RD COVINGTON GA 300165130, COVINGTON, GA 30016-5130

Mortgage

Document Number	0041060301
Date	Dec 1, 2020
Book Page	004106/000301
Instrument	17551

Lender

Name	NEW AMERICAN FNDG
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 30, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	420 LUMMUS RD, COVINGTON, GA 30016-5130
Document Number	0038760461
Instrument Date	Jul 5, 2019
Transaction Type	Mortgage
Record Updated	Sep 6, 2019
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 LUMMUS RD COVINGTON GA 300165130, COVINGTON, GA 30016-5130

Mortgage

Document Number	0038760461
Date	Aug 5, 2019
Book Page	003876/000461
Instrument	10020

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 4, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 420 Lummus Rd was $6,441 with a homeowner's exemption, up 2.6% from the year before.

Source: Newton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,441.00 (+2.58%) Homeowner's exemption	$268,120 (+6.5%) Land $19,600 Building $248,520	$670,300 (+6.5%) Land $49,000 Building $621,300
2024	$6,279.00 Homeowner's exemption	$251,760 (+18.98%) Land $12,920 Building $238,840	$629,400 (+18.98%) Land $32,300 Building $597,100
2023		$211,600 Land $12,920 Building $198,680	$529,000 Land $32,300 Building $496,700
2022	$5,465.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 420 Lummus Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 420 Lummus Rd is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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