390 Lummus Rd, Covington, GA 30016 Property Records

Newton County property record for 390 Lummus Rd, Covington, GA 30016

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,890 sqft · built 2023
Lot Size	4.85 acres (211,266 sqft)
Owner	2 Individual Names on File
Last Sale	$445,000 (Sep 2026)
Tax Bill	$1,029 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Sep 2026 Sale + 5 more
Flood Zone	Zone X (minimal risk)
APN	`00320-00000-007-C00`

Property Details

APN / Parcel Number

Primary APN	`00320-00000-007-C00`
Alternative APNs	`0032 007C` `17619`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	1,890 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	211,266 sqft (4.85 acres)
Garage Area	660 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	17619
Street Address	390 LUMMUS RD
City	COVINGTON
State	GA
Zip	30016-5145
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	4.85 ACRES LUMMUS RD
Legal Subdivision	R3 MISC LAND - AREA 10
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	1
Census Block	1009
Census Tract	100904

Owner

390 Lummus Rd is owned and occupied by two individuals who bought it in September 2026.

Source: Newton County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	390 LUMMUS RD, COVINGTON, GA 30016-5145
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2026	Limited Warranty Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING
Sep 3, 2026	Limited Warranty Deed, Transfer
Mar 10, 2023	Deed of Trust, Mortgage · Commercial Mortgage UNITED BANK
Sep 5, 2025	Warranty Deed, Transfer · VA Mortgage NEW AMERICA FUNDING
Aug 15, 2025	Warranty Deed, Transfer
Oct 10, 2023	Warranty Deed, Transfer · Conventional Mortgage NEW AMERICA FUNDING
Dec 3, 2021	Limited Warranty Deed, Transfer · Commercial Mortgage UNITED BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2026 · Amount on File
Deed Sale	Sep 3, 2026 · Amount on File
Prior Sale	Dec 3, 2021 · Amount on File
Deed Book / Page	4863 / 404
Prior Transfer Date	Aug 31, 2026
Prior Transfer Doc	4863000403
Record Updated	Oct 29, 2026

September 2026: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	Sep 3, 2026
Property Address	390 LUMMUS RD, COVINGTON, GA 30016-5145
Document Number	4863000404
Book / Page	4863 / 404
Instrument Date	Aug 31, 2026
Transaction Type	Transfer
Record Updated	Oct 19, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	390 LUMMUS RD, COVINGTON, GA 30016-5145

Mortgage

Document Number	4863000405,
Date	Sep 3, 2026
Book Page	4863/405

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 1, 2041

Interest

Max Rate	-1%

September 2026: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	Sep 3, 2026
Property Address	390 LUMMUS RD, COVINGTON, GA 30016-5145
Document Number	4863000403
Book / Page	4863 / 403
Instrument Date	Aug 31, 2026
Transaction Type	Transfer
Record Updated	Oct 19, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	390 LUMMUS RD, COVINGTON, GA 30016-5145

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	390 LUMMUS RD, COVINGTON, GA 30016-5145
Transaction Type	Mortgage
Record Updated	Oct 28, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	LUMMUS RD

Mortgage

Document Number	0044870000000137
Date	Mar 10, 2023
Book Page	0000004487/0000000137
Instrument	002689

Lender

Name	UNITED BANK

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Due	Jan 1, 2023

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	Sep 5, 2025
Property Address	390 LUMMUS RD, COVINGTON, GA 30016-5145
Document Number	0047600352
Book / Page	4760 / 352
Instrument Date	Jul 23, 2025
Instrument	D2025-010006
Transaction Type	Transfer
Record Updated	Oct 28, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	390 LUMMUS RD, COVINGTON, GA 30016-5145

Mortgage

Document Number	2025009199
Date	Sep 5, 2025
Instrument	2025009199

Lender

Name	NEW AMERICA FUNDING

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	352 Months
Due	Jan 1, 2055

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	Aug 15, 2025
Property Address	390 LUMMUS RD, COVINGTON, GA 30016-5145
Document Number	0047540679
Book / Page	4754 / 679
Instrument Date	Jul 23, 2025
Instrument	D2025-009198
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	390 LUMMUS RD, COVINGTON, GA 30016-5145

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	Oct 10, 2023
Property Address	390 LUMMUS RD, COVINGTON, GA 30016-5145
Document Number	0045570306
Book / Page	4557 / 306
Instrument Date	Oct 10, 2023
Transaction Type	Transfer
Record Updated	Mar 4, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	LUMMUS RD, GA

Mortgage

Document Number	0004557291
Date	Oct 10, 2023
Instrument	4557/291

Lender

Name	NEW AMERICA FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	351 Months
Due	Jan 1, 2053

December 2021: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	Dec 3, 2021
Property Address	390 LUMMUS RD, COVINGTON, GA 30016-5145
Document Number	0043090212
Book / Page	4309 / 212
Instrument Date	Dec 3, 2021
Instrument	2021-006782
Transaction Type	Transfer
Record Updated	Mar 4, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6116 HIGHWAY 42, REX, GA 30273-1031

Mortgage

Document Number	0043090000000213
Date	Dec 7, 2021
Book Page	0000004309/0000000213
Instrument	023503

Lender

Name	UNITED BANK

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	24 Months
Due	Jan 1, 2024

Tax Assessment & Valuation

The 2025 property tax bill for 390 Lummus Rd was $1,029 with exemptions applied, up 9.9% from the year before.

Source: Newton County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,029.00 (+9.94%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$167,720 (+8.91%) Land $28,000 Building $139,720	$419,300 (+8.91%) Land $70,000 Building $349,300
2024	$936.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$154,000 (+733.33%) Land $18,480 Building $135,520	$385,000 (+733.33%) Land $46,200 Building $338,800
2023		$18,480 (-) Land $18,480	$46,200 (-) Land $46,200
2022	$560.00	$18,480 Land $18,480	$46,200 Land $46,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 390 Lummus Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 390 Lummus Rd is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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