St. Joseph County property record for 420 Garden St, Three Rivers, MI 49093
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 3,632 sqft · built 1928 |
| Lot Size | 0.61 acres (26,572 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $16,150 (Sep 2014) |
| Tax Bill | $3,017 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 051-499-025-00 |
| Primary APN | 051-499-025-00 |
|---|
| Full Baths | 4 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 3,632 sqft Living Area |
| 1st Floor Area | 2,372 sqft |
| Basement Area | 2,372 sqft |
| Unfinished Basement | 2,372 sqft |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Lot Area | 26,572 sqft (0.61 acres) |
| Lot Dimensions | 195 ft deep x 136 ft wide |
| Garage Area | 318 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 420 GARDEN ST |
|---|---|
| City | THREE RIVERS |
| State | MI |
| Zip | 49093-1570 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | BEG AT INTER OF E LN OF PORTAGE RIV WITH S LN OF 5TH AV TH SELY TO WLY LN OF GARDEN ST TH SWLY 91-2/3 FT TH WLY AT R/A TO GAR |
| Legal Subdivision | PORTAGE ADD |
| Legal Lot Number | 19 |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | THREE RIVERS |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 40400 |
Source: St. Joseph County records, as of July 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 56640 CHIPPEWA DR, THREE RIVERS, MI 49093-8013 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 19, 2014 · Amount on Record |
| Deed Sale | Sep 19, 2014 · Amount on Record |
| Prior Sale | Aug 21, 2013 · Amount on Record |
| Deed Book / Page | 1759 / 106 |
| Prior Transfer Date | Jul 18, 2011 |
| Prior Transfer Doc | 01620/0369 |
| Record Updated | Oct 29, 2026 |
Source: St. Joseph County assessment roll, as of July 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| Municipality | Three Rivers City |
| Unified School District | Three Rivers Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $100,200 (+3.73%) Land $15,400 Building $84,800 | $200,400 (+3.73%) Land $30,800 Building $169,600 | |
| 2025 | $3,017.00 (+13.46%) | $96,600 (+38.79%) Land $18,600 Building $78,000 | $193,200 (+38.79%) Land $37,200 Building $156,000 |
| 2023 | $69,600 Land $10,400 Building $59,200 | $139,200 Land $20,800 Building $118,400 | |
| 2022 | $2,659.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 11 individual policies |
| Nearby Flood Policies | 44 units insured incl. 33 condo units |
| Nearby Flood Claims | 20 (1981–2020) |
| Most Recent Claim | May 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | THREE RIVERS serves 7,905 people · EPA ID MI0006610 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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