St. Joseph County property record for 418 Garden St, Three Rivers, MI 49093
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,048 sqft · built 1924 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $75,000 (May 2022) |
| Tax Bill | $1,313 (2025) |
| Deeds & Mortgages | May 2022 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 051-499-026-00 |
| Primary APN | 051-499-026-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,048 sqft Living Area |
| 1st Floor Area | 1,048 sqft |
| Basement Area | 880 sqft |
| Unfinished Basement | 960 sqft |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1924 |
| Architectural Style | Ranch |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 182 ft deep x 55 ft wide |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 418 GARDEN ST |
|---|---|
| City | THREE RIVERS |
| State | MI |
| Zip | 49093-1520 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | BEG AT A PT ON W LN OF GARDEN ST 91-2/3 FT SWLY FROM INTER WITH 5TH AV TH SWLY ALG WLY LN OF GARDEN ST 50 FT TH WLY AT R/A TO |
| Legal Subdivision | PORTAGE ADDITION |
| Legal Lot Number | 19 |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | THREE RIVERS |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 40400 |
Source: St. Joseph County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 418 GARDEN ST, THREE RIVERS, MI 49093-1520 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 18, 2022 · Amount on Record |
| Deed Sale | May 18, 2022 · Amount on Record |
| Prior Sale | Jul 3, 2014 · Amount on Record |
| Deed Document Number | 20224727 |
| Prior Transfer Date | Aug 17, 1999 |
| Prior Transfer Doc | 0905000104 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | May 18, 2022 |
| Property Address | 418 GARDEN ST, THREE RIVERS, MI 49093-1520 |
| Document Number | 2022004727 |
| Map Reference | LB 2 PG 22 |
| Instrument Date | May 4, 2022 |
| Instrument | 2022004727 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $562.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 543 ALLEN DR, 543, LAWRENCEVILLE, GA 30043-3703 |
| Name | Verified Name |
|---|---|
| Address | 1826 S DONNA DR, STEVENSVILLE, MI 49127-9630 |
| Investor | Possibly a Property Investor |
Source: St. Joseph County assessment roll, as of August 11, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| Municipality | Three Rivers City |
| Unified School District | Three Rivers Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $55,900 (+37.68%) | $111,800 (+37.68%) | |
| 2025 | $1,313.00 (+5.29%) Homeowner's exemption | ||
| 2023 | $40,600 Land $4,300 Building $36,300 | $81,200 Land $8,600 Building $72,600 | |
| 2022 | $1,247.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 11 individual policies |
| Nearby Flood Policies | 44 units insured incl. 33 condo units |
| Nearby Flood Claims | 20 (1981–2020) |
| Most Recent Claim | May 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | THREE RIVERS serves 7,905 people · EPA ID MI0006610 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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