420 Frontier Ln, Charlottesville, VA 22903 Property Records

Albemarle County property record for 420 Frontier Ln, Charlottesville, VA 22903

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,728 sqft · built 2010
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Last Sale	$331,129 (Jan 2011)
Tax Bill	$4,813 (2026)
Deeds & Mortgages	Jul 2026 Sale Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`056F2-00-05-01300`

Property Details

APN / Parcel Number

Primary APN	`056F2-00-05-01300`
Alternative APN	`17673`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,728 sqft Finished Area
Basement Area	1,284 sqft
Unfinished Basement	1,284 sqft
Family Room	Family Room

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Composition/Composite
Construction Type	Wood
Roof Material	Wood
Lot Area	5,663 sqft (0.13 acres)
Garage Area	400 sqft
Porch	Slab
Porch Area	42 sqft
Deck Area	330 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	420 FRONTIER LN
City	CHARLOTTESVILLE
State	VA
Zip	22903-7233
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NEIGHBORHO
Legal Description	LIBERTY HALL 5 13
Legal Subdivision	LIBERTY HALL
Jurisdiction	ALBEMARLE VA
Township / Civil Division	WHITE HALL
Census Block Group	1
Census Block	1003
Census Tract	11102

Owner

420 Frontier Ln is owned and occupied by an individual who acquired it in May 2026.

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	420 FRONTIER LN, CHARLOTTESVILLE, VA 22903-7233
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Aug 4, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 12, 2011 · Amount on File
Deed Sale	Jan 12, 2011 · Amount on File
Prior Sale	Oct 28, 2010 · Amount on File
Deed Document Number	2011599
Deed Book / Page	3986 / 176
Last Transfer Date	May 6, 2026
Transfer Doc	0000007210
Record Updated	Sep 20, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Jul 22, 2026
Property Address	420 FRONTIER LN, CHARLOTTESVILLE, VA 22903-7233
Document Number	0000007210
Instrument Date	May 6, 2026
Instrument	20267210
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 FRONTIER LN, CHARLOTTESVILLE, VA 22903-7233

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	420 FRONTIER LN, CHARLOTTESVILLE, VA 22903-7233
Document Number	0000010459
Instrument Date	Aug 4, 2020
Transaction Type	Mortgage
Record Updated	Sep 4, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	420 FRONTIER LN CHARLOTTESVILLE VA 229037233, CHARLOTTESVILLE, VA 22903-7233

Mortgage

Document Number	0000010459
Date	Aug 10, 2020
Book Page	005365/000574
Instrument	10459

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 9, 2050

Interest

Rate	2.75%

Tax Assessment & Valuation

The 2026 property tax bill for 420 Frontier Ln was $4,813, up 2.5% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,813.00 (+2.54%)	$538,400 (+2.53%) Land $102,500 Building $435,900	$538,400 (+2.53%) Land $102,500 Building $435,900
2025	$4,694.00	$525,100 Land $125,000 Building $400,100	$525,100 Land $125,000 Building $400,100
2023	$4,495.00	$526,400 Land $142,000 Building $384,400	$526,400 Land $142,000 Building $384,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 420 Frontier Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 420 Frontier Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA CROZET serves 12,415 people · EPA ID VA2003050
Water Source	Purchased surface water from CROZET WTP
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Brightspeed DSL	140 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Frontier Ln

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