402 Frontier Ln, Charlottesville, VA 22903 Property Records

Albemarle County property record for 402 Frontier Ln, Charlottesville, VA 22903

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,424 sqft · built 2010
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on Record
Last Sale	$450,000 (Jan 2022)
Tax Bill	$4,709 (2026)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Jan 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`056F2-00-05-01000`

Property Details

APN / Parcel Number

Primary APN	`056F2-00-05-01000`
Alternative APN	`17670`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,424 sqft Finished Area
Basement Area	1,132 sqft
Finished Basement	1,000 sqft
Unfinished Basement	132 sqft
Family Room	Family Room

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Wood
Lot Area	5,663 sqft (0.13 acres)
Garage Area	400 sqft

Exterior Amenities

Porch	Slab
Porch Area	266 sqft
Deck Area	56 sqft
Patio Area	56 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	402 FRONTIER LN
City	CHARLOTTESVILLE
State	VA
Zip	22903-7233
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NEIGHBORHO
Legal Description	LIBERTY HALL 5 10
Legal Subdivision	LIBERTY HALL
Jurisdiction	ALBEMARLE VA
Township / Civil Division	WHITE HALL
Census Block Group	1
Census Block	1003
Census Tract	11102

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	402 FRONTIER LN, CHARLOTTESVILLE, VA 22903-7233
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2020	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA
Jan 11, 2022	Re-recorded Document CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 11, 2022 · Amount on Record
Deed Sale	Jan 11, 2022 · Amount on Record
Prior Sale	Aug 28, 2020 · Amount on Record
Deed Document Number	2022426
Deed Book / Page	5377 / 526
Record Updated	Sep 20, 2026

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Aug 28, 2020
Property Address	402 FRONTIER LN, CHARLOTTESVILLE, VA 22903-7233
Document Number	0000011636
Book / Page	005377 / 000526
Instrument Date	Aug 20, 2020
Instrument	11636
Transaction Type	Transfer
Record Updated	Sep 17, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 FRONTIER LN CHARLOTTESVILLE VA 229037233, CHARLOTTESVILLE, VA 22903-7233

Mortgage

Document Number	11637
Date	Aug 28, 2020
Book Page	005377/000529
Instrument	11637

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 27, 2050

January 2022: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	ALBEMARLE VA
Recording Date	Jan 11, 2022
Property Address	402 FRONTIER LN, CHARLOTTESVILLE, VA 22903-7233
Document Number	202200000426
Map Reference	MB 3514 PG 516
Instrument Date	Aug 20, 2020
Instrument	202200000426
Record Updated	Feb 4, 2022
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 FRONTIER LN, CHARLOTTESVILLE, VA 22903-7233

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,709.00 (+0.36%)	$526,700 (+0.34%) Land $102,500 Building $424,200	$526,700 (+0.34%) Land $102,500 Building $424,200
2025	$4,692.00 (+5.08%)	$524,900 (+0.38%) Land $125,000 Building $399,900	$524,900 (+0.38%) Land $125,000 Building $399,900
2023	$4,465.00	$522,900 Land $142,000 Building $380,900	$522,900 Land $142,000 Building $380,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA CROZET serves 12,415 people · EPA ID VA2003050
Water Source	Purchased surface water from CROZET WTP
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Brightspeed DSL	140 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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