420 Foreacre St, Cornelia, GA 30531 Property Records

Habersham County property record for 420 Foreacre St, Cornelia, GA 30531

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,265 sqft · built 1901
Lot Size	0.76 acres (33,106 sqft)
Owner	2 Individual Names on File
Last Sale	$529,000 (Jul 2026)
Tax Bill	$5,864 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Oct 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`114C089`

Property Details

APN / Parcel Number

Primary APN	`114C089`
Alternative APNs	`675094` `684760` `408527`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,265 sqft Heated Area
Gross Area	4,116 sqft
1st Floor Area	2,265 sqft
Attic	Attic
Attic Area	800 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1901
Effective Year Built	Effective 2020
Exterior Material	Aluminum Siding
Roof Type	Cathedral/Clerestory
Roof Material	Wood Shingle
Lot Area	33,106 sqft (0.76 acres)
Lot Dimensions	150 ft deep x 220 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	807 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	408527
Street Address	420 FOREACRE ST
City	CORNELIA
State	GA
Zip	30531-3660
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	10-172 PB 29-129 1320-755
Jurisdiction	HABERSHAM GA
Township / Civil Division	CORNELIA
Census Block Group	2
Census Block	2050
Census Tract	400

Owner

420 Foreacre St is owned and occupied by two individuals who bought it in July 2026.

Source: Habersham County records, as of September 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	420 FOREACRE ST, CORNELIA, GA 30531-3660
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE LENDING
Oct 7, 2022	Warranty Deed, Transfer · Conventional Mortgage DELTA COMMUNITY CREDIT UNION
Sep 13, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2026 · Amount on File
Deed Sale	Jul 8, 2026 · Amount on File
Prior Sale	Oct 10, 2022 · Amount on File
Deed Book / Page	1439 / 556
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Jul 8, 2026
Property Address	420 FOREACRE ST, CORNELIA, GA 30531-3660
Document Number	1439000556
Book / Page	1439 / 556
Instrument Date	Jul 3, 2026
Transaction Type	Transfer
Record Updated	Aug 17, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 FOREACRE ST, CORNELIA, GA 30531-3660
Investor	Possibly a Property Investor

Mortgage

Document Number	1439000559,
Date	Jul 8, 2026
Book Page	1439/559

Lender

Name	UNITED WHOLESALE LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.52%
Max Rate	-1%

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Oct 7, 2022
Property Address	420 FOREACRE ST, CORNELIA, GA 30531-3660
Document Number	001320/755
Book / Page	1320 / 755
Instrument Date	Oct 7, 2022
Instrument	2022-002554
Transaction Type	Transfer
Record Updated	Nov 7, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 FOREACRE ST, CORNELIA, GA 30531-3660

Mortgage

Document Number	0000001320/0000000757
Date	Oct 10, 2022
Book Page	0000001320/0000000757

Lender

Name	DELTA COMMUNITY CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Nov 1, 2020

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Sep 13, 2021
Property Address	420 FOREACRE ST, CORNELIA, GA 30531-3660
Document Number	00001282/5
Book / Page	1282 / 5
Instrument Date	Sep 13, 2021
Instrument	2021-002595
Transaction Type	Transfer
Record Updated	Aug 3, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	573 DEER TRAIL LAKES DR, CLARKESVILLE, GA 30523-2113

Tax Assessment & Valuation

The 2026 property tax bill for 420 Foreacre St was $5,864 with a homeowner's exemption, down 3.5% from the year before.

Source: Habersham County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Habersham County
Municipality	Cornelia City
Unified School District	Habersham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,864.00 (-3.49%) Homeowner's exemption	$209,868 (+0.91%) Land $22,050 Building $187,818	$524,670 (+0.91%) Land $55,125 Building $469,545
2025	$6,076.00 Homeowner's exemption	$207,973 Land $22,050 Building $185,923	$519,933 Land $55,125 Building $464,808
2023	Homeowner's exemption	$179,352 (+236.32%) Land $17,600 Building $161,752	$448,380 (+236.32%) Land $44,000 Building $404,380
2022	$1,384.00	$53,328 Land $17,600 Building $35,728	$133,320 Land $44,000 Building $89,320

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 420 Foreacre St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 5, 2018

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 420 Foreacre St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CORNELIA serves 6,130 people · EPA ID GA1370003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TrailWave Fiber	1,000 / 1,000
Windstream Cable · DSL	1,000 / 25
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Point Broadband.

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