Lenawee County property record for 420 Elm St, Adrian, MI 49221
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,630 sqft · built 1890 |
| Lot Size | 0.165 acres (7,187 sqft) |
| Owner | Individual Name on File |
| Last Sale | $16,500 (Mar 2015) |
| Tax Bill | $2,184 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Feb 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | XA0-206-0007-00 |
| Primary APN | XA0-206-0007-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,630 sqft Living Area |
| 1st Floor Area | 1,056 sqft |
| Basement Area | 880 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Conventional |
| Lot Area | 7,187 sqft (0.165 acres) |
| Lot Dimensions | 85 ft deep x 84.5 ft wide |
| Total Buildings | 10 Buildings |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 420 ELM ST |
|---|---|
| City | ADRIAN |
| State | MI |
| Zip | 49221-2323 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 |
| Legal Description | LOT 7 BLK 10 ASSESSORS PLAT NO.1 |
| Legal Subdivision | ASSESSORS PLAT |
| Legal Block | 10 |
| Legal Lot Number | 7 |
| Jurisdiction | LENAWEE MI |
| Township / Civil Division | ADRIAN |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 61301 |
420 Elm St is owned and occupied by an individual who bought it in March 2015.
Source: Lenawee County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 420 ELM ST, ADRIAN, MI 49221-2323 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 17, 2025 | Deed of Trust, Mortgage TLC COMMUNITY CREDIT UNION |
| Feb 8, 2023 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 17, 2015 · Amount on File |
| Deed Sale | Mar 17, 2015 · Amount on File |
| Deed Book / Page | 2503 / 590 |
| Prior Transfer Date | Dec 28, 2007 |
| Prior Transfer Doc | 2361000970 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LENAWEE MI |
| Property Address | 420 ELM ST, ADRIAN, MI 49221-2323 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0026910580 |
|---|---|
| Date | Oct 17, 2025 |
| Book Page | 2691/580 |
| Name | TLC COMMUNITY CREDIT UNION |
|---|---|
| Type | Credit Union |
| Amount | Amount on Record |
|---|---|
| Term | 300 Months |
| Due | Oct 17, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LENAWEE MI |
| Recording Date | Feb 8, 2023 |
| Property Address | 420 ELM ST, ADRIAN, MI 49221-2323 |
| Document Number | 0026500692 |
| Book / Page | 2650 / 692 |
| Instrument Date | Feb 2, 2023 |
| Transaction Type | Transfer |
| Record Updated | Mar 29, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6280 SHEPHERD RD, ADRIAN, MI 49221-9523 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 214 S EAST ST, MORENCI, MI 49256-1510 |
The 2025 property tax bill for 420 Elm St was $2,184 with a homeowner's exemption, up 2.3% from the year before.
Source: Lenawee County assessment roll, as of July 31, 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Adrian City |
| County | Lenawee County |
| Unified School District | Adrian City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $56,300 (+14.9%) | $112,600 (+14.9%) | |
| 2025 | $2,184.00 (+2.34%) Homeowner's exemption | $49,000 | $98,000 |
| 2024 | $2,134.00 | ||
| 2023 | $40,200 (+10.44%) | $80,400 (+10.44%) | |
| 2022 | $36,400 | $72,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 420 Elm St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 14, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 420 Elm St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ADRIAN serves 23,663 people · EPA ID MI0000040 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 700 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| D&P Communications Fiber | 4,000 / 4,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
May also be available: AT&T, T-Mobile.
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