407 Elm St, Adrian, MI 49221 Property Records

Lenawee County property record for 407 Elm St, Adrian, MI 49221

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,179 sqft
Lot Size	0.1 acres (4,356 sqft)
Owner	Company Name on Record
Tax Bill	$2,381 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`XA0-002-4012-00`

Property Details

APN / Parcel Number

Primary APN	`XA0-002-4012-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,179 sqft Living Area
1st Floor Area	816 sqft
Basement Area	816 sqft

Exterior

Architectural Style	Conventional
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	132 ft deep x 33 ft wide
Total Buildings	10 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	407 ELM ST
City	ADRIAN
State	MI
Zip	49221-2322
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	N 33 FT OF LOT 11 BLK 14 ORIGINAL PLAT
Legal Subdivision	ORIGINAL PLAT
Legal Block	14
Legal Lot Number	11
Jurisdiction	LENAWEE MI
Township / Civil Division	ADRIAN
Census Block Group	2
Census Block	2016
Census Tract	61301

Owner

Source: Lenawee County records, as of July 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	11341 SW HILLCREST CIR, PORT SAINT LUCIE, FL 34987-2705
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2021	Deed of Trust, Mortgage · Commercial Mortgage AS IS LOANS INC
Mar 4, 2020	Warranty Deed, Transfer MIDSTATE TITLE AGENCY/STHRN MI L, MIDSTATE TITLE AGCY/STHRN MI L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2015
Deed Sale	Jun 3, 2015
Deed Book / Page	2508 / 282
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LENAWEE MI
Property Address	407 ELM ST, ADRIAN, MI 49221-2322
Transaction Type	Mortgage
Record Updated	Jan 4, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026150702
Date	Mar 29, 2021
Book Page	2615/702

Lender

Name	AS IS LOANS INC

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LENAWEE MI
Recording Date	Mar 4, 2020
Property Address	407 ELM ST, ADRIAN, MI 49221-2322
Document Number	0025930962
Book / Page	002593 / 000962
Instrument Date	Mar 4, 2020
Transaction Type	Transfer
Record Updated	Mar 13, 2020
Title Company	MIDSTATE TITLE AGENCY/STHRN MI L, MIDSTATE TITLE AGCY/STHRN MI L

Transaction

Amount	Amount Recorded
Tax	$258.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11341 SW HILLCREST CIR PORT ST LUCIE FL 349872705, PORT ST LUCIE, FL 34987-2705

Tax Assessment & Valuation

Source: Lenawee County assessment roll, as of July 31, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Adrian City
County	Lenawee County
Unified School District	Adrian City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$47,600 (+15.25%)	$95,200 (+15.25%)
2025	$2,381.00 (+2.5%)	$41,300 (+17%)	$82,600 (+17%)
2024	$2,323.00
2023		$35,300 (+8.28%)	$70,600 (+8.28%)
2022		$32,600	$65,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 14, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADRIAN serves 23,663 people · EPA ID MI0000040
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 700 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
D&P Communications Fiber	4,000 / 4,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: AT&T, T-Mobile.

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