420 E Oak St, Oakland, MD 21550 Property Records

Garrett County property record for 420 E Oak St, Oakland, MD 21550

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,272 sqft · built 1938
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on Record
Last Sale	$28,000 (Nov 1989)
Tax Bill	$1,713 (2025)
Deeds & Mortgages	Dec 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`17-004816`

Property Details

APN / Parcel Number

Primary APN	`17-004816`
Alternative APN	`004816`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,272 sqft Total Area

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Metal
Lot Area	5,227 sqft (0.12 acres)

Exterior Amenities

Porch	Slab
Porch Area	176 sqft
Deck Area	364 sqft
Patio Area	468 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	004816
Street Address	420 E OAK ST
City	OAKLAND
State	MD
Zip	21550-1609
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C
Legal Description	0.12 AC 420 E OAK ST OAKLAND
Jurisdiction	GARRETT MD
Township / Civil Division	7, EAST OAKLAND
Census Block Group	2
Census Block	2050
Census Tract	601

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Oakland Historic District listed 1984 · 175 contributing resources · NRIS 84001798

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Garrett County records, as of August 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	420 E OAK ST, OAKLAND, MD 21550-1609
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 1989 · Amount on Record
Deed Sale	Nov 8, 1989 · Amount on Record
Prior Sale	Sep 30, 1983 · Amount on Record
Deed Book / Page	539 / 405
Last Transfer Date	Nov 28, 2023
Transfer Doc	0025310190
Record Updated	Jun 8, 2026

December 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRETT MD
Recording Date	Dec 27, 2023
Property Address	420 E OAK ST, OAKLAND, MD 21550-1609
Document Number	0025310190
Book / Page	2531 / 190
Instrument Date	Nov 28, 2023
Transaction Type	Transfer
Record Updated	Jan 17, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 E OAK ST, OAKLAND, MD 21550-1609

Tax Assessment & Valuation

Source: Garrett County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Garrett County
Municipality	Oakland Town
Unified School District	Garrett County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,713.00 (+4.32%) Homeowner's exemption	$117,000 (+14.18%) Land $11,100 Building $105,900	$117,000 (-) Land $11,100 Building $105,900
2023	$1,642.00 Homeowner's exemption	$102,467	$117,000 Land $11,100 Building $105,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 1, 2019

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF OAKLAND serves 1,850 people · EPA ID MD0110008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mountain Communications Fiber	1,000 / 1,000
Glo Fiber Cable	1,000 / 50
Pogozone powered by Neubeam Fixed Wireless	300 / 40

May also be available: T-Mobile, Verizon, Xfinity.

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