415 E Oak St, Oakland, MD 21550 Property Records

Garrett County property record for 415 E Oak St, Oakland, MD 21550

Property Summary

Property TypeTownhouse
Details3 ba · 1,728 sqft · built 2008
Lot Size0.117 acres (5,130 sqft)
OwnerCompany Name on Record
Last Sale$1,015,000 (Apr 2021)
Tax Bill$2,319 (2023)
Deeds & MortgagesApr 2021 Sale
Flood ZoneZone X (minimal risk)
APN17-005081

Property Details

APN / Parcel Number

Primary APN17-005081
Alternative APN
  • 005081

Interior

Full Baths3 Baths
Stories2 Stories
Building Area1,728 sqft Total Area
Gross Area10,368 sqft

Exterior

Year BuiltBuilt 2008
Exterior MaterialVinyl
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area5,130 sqft (0.117 acres)
Garage TypeBasement
Garage Area240 sqft
PorchOpen Porch
Porch Area320 sqft
Deck Area72 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
SewerConnected

Location & Zoning

Account Number005081
Street Address415 E OAK ST
CityOAKLAND
StateMD
Zip21550-1608
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeC
Legal Description5130 SQ FT LOT 1 BIRGER LLC TOWNHOMES SUB
Legal SubdivisionBIRGER LLC TOWNHOMES SUB
Legal Lot Number1
JurisdictionGARRETT MD
Township / Civil Division7, EAST OAKLAND
Census Block Group2
Census Block2051
Census Tract601

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Oakland Historic District
listed 1984 · 175 contributing resources · NRIS 84001798

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Garrett County records, as of September 20, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address3419 LAKE SHORE DR, OAKLAND, MD 21550-7227
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 20, 2021 · Amount on Record
Deed SaleApr 20, 2021 · Amount on Record
Prior SaleDec 22, 2006 · Amount on Record
Deed Document Number0000023031
Deed Book / Page2303 / 1
Record UpdatedJun 7, 2026

April 2021: Deed, Transfer

Document TypeDeed
JurisdictionGARRETT MD
Recording DateApr 20, 2021
Property Address415 E OAK ST, OAKLAND, MD 21550-1608
Document Number0023030001
Book / Page2303 / 1
Instrument DateApr 19, 2021
Transaction TypeTransfer
Record UpdatedSep 21, 2023
Title CompanyDEEP CRK TITLE GROUP LLC, DEEP CREEK TITLE GROUP

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3419 LAKE SHORE DR, OAKLAND, MD 21550-7227

Tax Assessment & Valuation

Source: Garrett County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateMaryland
CountyGarrett County
MunicipalityOakland Town
Unified School DistrictGarrett County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$2,319.00$141,433$171,900 Land $10,900 Building $161,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 1, 2019

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF OAKLAND
serves 1,850 people · EPA ID MD0110008
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mountain Communications
Fiber
1,000 / 1,000
Glo Fiber
Cable
1,000 / 50
Pogozone powered by Neubeam
Fixed Wireless
300 / 40

May also be available: T-Mobile, Verizon, Xfinity.

Nearby Properties on E Oak St

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