Hardin County property record for 420 E Main St, Vine Grove, KY 40175
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,736 sqft · built 1921 |
| Lot Size | 0.344 acres (14,985 sqft) |
| Owner | Individual Name on File |
| Last Sale | $197,000 (Feb 2022) |
| Tax Bill | $1,854 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Feb 2017 Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 140-20-04-054 |
| Primary APN | 140-20-04-054 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,736 sqft Living Area |
| Year Built | Built 1921 |
|---|---|
| Effective Year Built | Effective 1921 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Lot Area | 14,985 sqft (0.344 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Central |
|---|
| Street Address | 420 E MAIN ST |
|---|---|
| City | VINE GROVE |
| State | KY |
| Zip | 40175-1535 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KIRK SHELTON ADD LT 21-23 |
| Legal Subdivision | KIRK SHELTON ADD |
| Legal Block | 4 |
| Legal Lot Number | 21-23 |
| Jurisdiction | HARDIN KY |
| Township / Civil Division | RADCLIFF |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 903 |
420 E Main St is owned and occupied by an individual who bought it in February 2022.
Source: Hardin County records, as of January 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 420 E MAIN ST, VINE GROVE, KY 40175-1535 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 1, 2025 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Feb 14, 2017 | Deed of Trust, Mortgage WEST POINT BANK |
| Jul 12, 2018 | Deed of Trust, Mortgage QUICKEN LOAN INC |
| Sep 30, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance COMMONWEALTH BANK & TRUST COMPANY |
| Feb 8, 2022 | Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC |
| Mar 23, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Feb 14, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Feb 14, 2017 | Special Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 8, 2022 · Amount on File |
| Deed Sale | Feb 8, 2022 · Amount on File |
| Prior Sale | Mar 23, 2021 · Amount on File |
| Deed Book / Page | 1528 / 576 |
| Prior Transfer Date | Feb 10, 2017 |
| Prior Transfer Doc | 01435/1550 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 420 E MAIN ST, VINE GROVE, KY 40175-1535 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2025 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 420 E MAIN ST, VINE GROVE, KY 40175-1535 |
| Document Number | 002591/682 |
|---|---|
| Date | Dec 1, 2025 |
| Book Page | 2591/682 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 315 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 420 E MAIN ST, VINE GROVE, KY 40175-1535 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 002189/283 |
|---|---|
| Date | Feb 14, 2017 |
| Book Page | 2189/283 |
| Name | WEST POINT BANK |
|---|---|
| Type | Bank |
| Address | RADCLIFF, KY 40159 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Feb 10, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 420 E MAIN ST, VINE GROVE, KY 40175-1535 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000002239/0000001261 |
|---|---|
| Date | Jul 12, 2018 |
| Book Page | 0000002239/0000001261 |
| Instrument | 180-00008676 |
| Name | QUICKEN LOAN INC |
|---|---|
| Type | Lending Institution |
| Amount | Amount on Record |
|---|---|
| Term | 354 Months |
| Due | Jan 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 420 E MAIN ST, VINE GROVE, KY 40175-1535 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0002283/52 |
|---|---|
| Date | Sep 30, 2019 |
| Book Page | 2283/52 |
| Instrument | 20190-00012844 |
| Name | COMMONWEALTH BANK & TRUST COMPANY |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | Feb 8, 2022 |
| Property Address | 420 E MAIN ST, VINE GROVE, KY 40175-1535 |
| Document Number | 001528/576 |
| Book / Page | 1528 / 576 |
| Map Reference | CAB 1 SH 5B |
| Instrument Date | Feb 8, 2022 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2025 |
| Title Company | BLUEGRASS LAND TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $197.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3310 E 10TH ST # ST4, ST4, JEFFERSONVILLE, IN 47130-7285 |
| Name | Verified Name |
|---|---|
| Address | 420 E MAIN ST, VINE GROVE, KY 40175-1535 |
| Document Number | 0002426643 |
|---|---|
| Date | Feb 8, 2022 |
| Instrument | 2426/643 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | Mar 23, 2021 |
| Property Address | 420 E MAIN ST, VINE GROVE, KY 40175-1535 |
| Document Number | 001508/236 |
| Book / Page | 1508 / 236 |
| Map Reference | MB 75 PG 54 |
| Instrument Date | Mar 22, 2021 |
| Transaction Type | Transfer |
| Record Updated | Mar 14, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 316 CHURCH ST, 316, VINE GROVE, KY 40175-1106 |
| Name | Verified Name |
|---|---|
| Address | 420 E MAIN ST, VINE GROVE, KY 40175-1535 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | Feb 14, 2017 |
| Property Address | 420 E MAIN ST, VINE GROVE, KY 40175-1535 |
| Document Number | 01435/1550 |
| Book / Page | 1435 / 1550 |
| Instrument Date | Feb 10, 2017 |
| Transaction Type | Transfer |
| Record Updated | Mar 14, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 420 E MAIN ST, 420, VINE GROVE, KY 40175-1535 |
| Name | Verified Name |
|---|---|
| Address | 420 E MAIN ST, VINE GROVE, KY 40175-1535 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | Feb 14, 2017 |
| Property Address | 420 E MAIN ST, VINE GROVE, KY 40175-1535 |
| Document Number | 01435/1547 |
| Book / Page | 1435 / 1547 |
| Map Reference | MB 1435 PG 79 |
| Instrument Date | Feb 8, 2017 |
| Transaction Type | Transfer |
| Record Updated | Mar 14, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 650043, DALLAS, TX 75265-0043 |
| Name | Verified Name |
|---|---|
| Address | 420 E MAIN ST, VINE GROVE, KY 40175-1535 |
The 2025 property tax bill for 420 E Main St was $1,854.
Source: Hardin County assessment roll, as of January 20, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Hardin County |
| Municipality | Vine Grove City |
| Unified School District | Hardin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,854.00 | $197,000 Land $15,000 Building $182,000 | $197,000 Land $15,000 Building $182,000 |
| 2023 | $197,000 Land $15,000 Building $182,000 | $197,000 Land $15,000 Building $182,000 | |
| 2021 | $1,312.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 420 E Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 420 E Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VINE GROVE WATER DEPARTMENT serves 6,703 people · EPA ID KY0470440 |
|---|---|
| Water Source | Purchased surface water from HARDIN COUNTY WATER DISTRICT #1 |
| Last State Inspection | Apr 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Jun 2025 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Brandenburg Telecom Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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