415 E Main St, Vine Grove, KY 40175 Property Records

Hardin County property record for 415 E Main St, Vine Grove, KY 40175 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,092 sqft · built 1940
Lot Size	0.162 acres (7,057 sqft)
Owner	Individual Name on File
Last Sale	$89,900 (Mar 2023)
Tax Bill	$881 (2025)
Deeds & Mortgages	Feb 2024 Transfer Mar 2023 Sale & Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`140-20-04-029`

Property Details

APN / Parcel Number

Primary APN	`140-20-04-029`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,092 sqft Living Area
Basement Area	780 sqft
Unfinished Basement	780 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Cape Cod
Lot Area	7,057 sqft (0.162 acres)
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	415 E MAIN ST
City	VINE GROVE
State	KY
Zip	40175-1552
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	F G EDELENS ADDITION
Legal Block	4
Jurisdiction	HARDIN KY
Township / Civil Division	RADCLIFF
Census Block Group	1
Census Block	1023
Census Tract	800

Owner

Source: Hardin County records · APN 140-20-04-029

Assessment roll updated January 20, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	415 E MAIN ST, VINE GROVE, KY 40175-1552
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 05, 2024	Intrafamily Transfer, Transfer
Mar 14, 2023	Deed, Transfer · Line of Credit WEST POINT BANK
Dec 07, 2022	Deed, Transfer
Aug 21, 2017	Deed of Trust, Mortgage THE CECILIAN BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 14, 2023 · Amount on Record
Deed Sale	Mar 14, 2023 · Amount on Record
Prior Sale	Dec 07, 2022 · Amount on Record
Deed Book / Page	1549 / 585
Last Transfer Date	Jan 25, 2024
Transfer Doc	001564/160
Record Updated	Jun 08, 2026

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HARDIN KY
Recording Date	Feb 05, 2024
Property Address	415 E MAIN ST, VINE GROVE, KY 40175-1552
Document Number	001564/160
Book / Page	1564 / 160
Instrument Date	Jan 25, 2024
Transaction Type	Transfer
Record Updated	Apr 05, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	125 CLOVER CT, RADCLIFF, KY 40160-9191

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 E MAIN ST, VINE GROVE, KY 40175-1552

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	HARDIN KY
Recording Date	Mar 14, 2023
Property Address	415 E MAIN ST, VINE GROVE, KY 40175-1552
Document Number	001549/585
Book / Page	1549 / 585
Instrument Date	Mar 14, 2023
Transaction Type	Transfer
Record Updated	May 23, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$90.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	107 CENTRAL AVE, GLASGOW, KY 42141-3405

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	415 E MAIN ST, VINE GROVE, KY 40175-1552

Mortgage

Document Number	0002474410
Date	Mar 14, 2023
Instrument	2474/410

Lender

Name	WEST POINT BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 14, 2053

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	HARDIN KY
Recording Date	Dec 07, 2022
Property Address	415 E MAIN ST, VINE GROVE, KY 40175-1552
Document Number	001545/279
Book / Page	1545 / 279
Instrument Date	Dec 04, 2022
Transaction Type	Transfer
Record Updated	Dec 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	410 TURNBERRY WAY, ELIZABETHTOWN, KY 42701-8608

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	415 E MAIN ST, VINE GROVE, KY 40175-1552

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN KY
Property Address	415 E MAIN ST, VINE GROVE, KY 40175-1552
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	LINCOLN TRAIL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2207/918
Date	Aug 21, 2017
Book Page	2207/918

Lender

Name	THE CECILIAN BANK
Type	Bank
Address	SONORA, KY 42776

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Aug 11, 2032

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hardin County records · Assessment roll updated January 20, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Hardin County
Municipality	Vine Grove City
Unified School District	Hardin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$881.00 (+133.69%)	$89,900 (+114.05%) Land $15,000 Building $74,900	$89,900 (+114.05%) Land $15,000 Building $74,900
2023		$42,000 Land $11,500 Building $30,500	$42,000 Land $11,500 Building $30,500
2021	$377.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hardin County (21093C), updated October 15, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 210930008001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 28 individual NFIP policies nearby
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	4 (2019–2025)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Apr 2025, rainfall accumulation, Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims By Storm	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 3 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 37% of Kentucky
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 155 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Brandenburg Communications	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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