420 E Lorena Ave, Wood River, IL 62095 Property Records

Madison County property record for 420 E Lorena Ave, Wood River, IL 62095

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 936 sqft · built 1918
Lot Size	0.143 acres (6,250 sqft)
Owner	2 Individual Names on Record
Last Sale	$67,500 (Jun 2019)
Tax Bill	$2,162 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Jun 2019 Mortgage + 1 more
APN	`19-2-08-27-06-104-010`

Property Details

APN / Parcel Number

Primary APN	`19-2-08-27-06-104-010`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	936 sqft Living Area

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1918
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	6,250 sqft (0.143 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	420 E LORENA AVE
City	WOOD RIVER
State	IL
Zip	62095-2122
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PENNINGS FREDERICK ADD LOT 5 50X125
Legal Subdivision	PENNINGS FREDERICK ADDN
Legal Lot Number	5
Jurisdiction	MADISON IL
Township / Civil Division	WOOD RIVER
Census Block Group	2
Census Block	2031
Census Tract	401102

Owner

Source: Madison County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	420 E LORENA AVE, WOOD RIVER, IL 62095-2122
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2022	Deed of Trust, Mortgage · Stand-Alone First Mortgage HUD
Jun 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY DEV COMMISSION
Jun 13, 2019	Warranty Deed, Transfer · FHA Mortgage DAS ACQUISITION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 13, 2019 · Amount on Record
Deed Sale	Jun 13, 2019 · Amount on Record
Prior Sale	Jan 18, 2012 · Amount on Record
Deed Document Number	201918347
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	420 E LORENA AVE, WOOD RIVER, IL 62095-2122
Transaction Type	Mortgage
Record Updated	Sep 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029177
Date	Sep 2, 2022
Instrument	2022R29177

Lender

Name	HUD
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Sep 1, 2062

Interest

Rate Type	Fixed Rate

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	420 E LORENA AVE, WOOD RIVER, IL 62095-2122
Document Number	0000019104
Instrument Date	Jun 7, 2019
Transaction Type	Mortgage
Record Updated	Jul 4, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	667 COLONIAL DR WOOD RIVER IL 620951892, WOOD RIVER, IL 62095-1892

Mortgage

Document Number	0000019104
Date	Jun 19, 2019
Instrument	19104

Lender

Name	COMMUNITY DEV COMMISSION
Type	Construction/Development Company
Address	130 HILLSBORO AVE, WOOD RIVER, IL 62095

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Jun 13, 2019
Property Address	420 E LORENA AVE, WOOD RIVER, IL 62095-2122
Document Number	0000018347
Instrument Date	May 23, 2019
Instrument	18347
Transaction Type	Transfer
Record Updated	Jul 9, 2019
Title Company	COMMUNITY TITLE, COMMUNITY TITLE & ESCROW INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$101.25
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	667 COLONIAL DR WOOD RIVER IL 620951892, WOOD RIVER, IL 62095-1892

Mortgage

Document Number	18348
Date	Jun 13, 2019
Instrument	18348

Lender

Name	DAS ACQUISITION
Address	ST LOUIS, MO 63141

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 12, 2049

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Wood River Township
Municipality	Wood River City
Secondary School District	East Alton-Wood River Community High School District 14 (09 - 12)
Elementary School District	Wood River-Hartford Elementary School District 15 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,162.00 (+12.84%)	$30,620 (+25.9%) Land $5,450 Building $25,170	$91,860 (+25.78%) Land $16,350 Building $75,510
2024	$1,916.00 (+17.33%)
2022	$1,633.00	$24,320 Land $4,330 Building $19,990	$73,033 Land $13,003 Building $60,030

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BETHALTO serves 15,210 people · EPA ID IL1190150
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 724 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

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