414 E Lorena Ave, Wood River, IL 62095 Property Records

Madison County property record for 414 E Lorena Ave, Wood River, IL 62095

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 972 sqft · built 1920
Lot Size	0.143 acres (6,250 sqft)
Owner	2 Individual Names on Record
Last Sale	$145,000 (Sep 2025)
Tax Bill	$1,982 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Sep 2025 Sale & Mortgage + 1 more
APN	`19-2-08-27-06-104-008`

Property Details

APN / Parcel Number

Primary APN	`19-2-08-27-06-104-008`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	972 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1964
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	6,250 sqft (0.143 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	320 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	414 E LORENA AVE
City	WOOD RIVER
State	IL
Zip	62095-2122
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PENNINGS FREDERICK ADD LOT 7 50X125
Legal Subdivision	PENNINGS FREDERICK ADDN
Legal Lot Number	7
Jurisdiction	MADISON IL
Township / Civil Division	WOOD RIVER
Census Block Group	2
Census Block	2031
Census Tract	401102

Owner

Source: Madison County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	414 E LORENA AVE, WOOD RIVER, IL 62095-2122
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 10, 2025	Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING
Dec 14, 2023	Transfer on Death Deed, Transfer ABSTRACTS AND TITLES INC, ABSTRACTS & TITLES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2025 · Amount on Record
Deed Sale	Sep 10, 2025 · Amount on Record
Prior Sale	Mar 26, 2015 · Amount on Record
Deed Document Number	202525135
Prior Transfer Date	Dec 13, 2023
Prior Transfer Doc	0000033334
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Recording Date	Sep 18, 2026
Property Address	414 E LORENA AVE, WOOD RIVER, IL 62095-2122
Document Number	0000027636
Instrument Date	Sep 14, 2026
Instrument	202627636
Transaction Type	Mortgage
Record Updated	Oct 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	414 E LORENA AVE, WOOD RIVER, IL 62095-2122

Mortgage

Document Number	0000027636,
Date	Sep 18, 2026
Instrument	202627636

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2046

Interest

Rate Type	Fixed Rate
Rate	5.99%
Initial Type	Fixed Rate
Max Rate	-1%

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Sep 10, 2025
Property Address	414 E LORENA AVE, WOOD RIVER, IL 62095-2122
Document Number	0000025135
Map Reference	PB 10 PG 33
Instrument Date	Sep 8, 2025
Instrument	2025R25135
Transaction Type	Transfer
Record Updated	Oct 8, 2025
Title Company	PARAGON TITLE INSURANCE COMPANY, METRO TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$217.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	414 E LORENA AVE, WOOD RIVER, IL 62095-2122

Mortgage

Document Number	0000025136
Date	Sep 10, 2025
Instrument	2025R25136

Lender

Name	PRIMELENDING
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.75%

December 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MADISON IL
Recording Date	Dec 14, 2023
Property Address	414 E LORENA AVE, WOOD RIVER, IL 62095-2122
Document Number	0000033334
Map Reference	PB 10 PG 33
Instrument Date	Dec 13, 2023
Instrument	2023R33334
Transaction Type	Transfer
Record Updated	Jan 3, 2024
Title Company	ABSTRACTS AND TITLES INC, ABSTRACTS & TITLES

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	414 E LORENA AVE, WOOD RIVER, IL 62095-2122

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Wood River Township
Municipality	Wood River City
Secondary School District	East Alton-Wood River Community High School District 14 (09 - 12)
Elementary School District	Wood River-Hartford Elementary School District 15 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,982.00 (+15.1%) Homeowner's exemption Senior Citizen's exemption	$33,500 (+8.34%) Land $5,450 Building $28,050	$100,500 (+8.34%) Land $16,350 Building $84,150
2024	$1,722.00 (-27.06%)	$30,920 (+16.2%) Land $5,030 Building $25,890	$92,760 (+16.08%) Land $15,090 Building $77,670
2022	$2,361.00	$26,610 Land $4,330 Building $22,280	$79,910 Land $13,003 Building $66,907

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BETHALTO serves 15,210 people · EPA ID IL1190150
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 724 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

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