420 E Locust St, Rome, NY 13440 Property Records

Oneida County and Rome City property record for 420 E Locust St, Rome, NY 13440

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,110 sqft · built 1955
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on Record
Last Sale$242,500 (Oct 2024)
Tax Bill$2,208 (2026)
Deeds & MortgagesOct 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN301301 242.028-2-21

Property Details

APN / Parcel Number

Primary APN301301 242.028-2-21
Alternative APNs
  • 130124202800020210000000
  • 301301 242.028-0002-021
  • 56830 07

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,110 sqft Living Area
1st Floor Area1,110 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area8,712 sqft (0.2 acres)
Lot Width63 ft Width
Garage TypeDetached
Garage Area336 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area24 sqft
Patio Area320 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number56830 07
Street Address420 E LOCUST ST
CityROME
StateNY
Zip13440-3802
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-8
Legal Block2
Legal Lot Number21.000
JurisdictionONEIDA NY
Township / Civil DivisionROME
Census Block Group1
Census Block1005
Census Tract22400

Owner

Source: Oneida County and Rome City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address12297 HAYES RD, CAMDEN, NY 13316-5603
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 3, 2024 · Amount on Record
Deed SaleOct 3, 2024 · Amount on Record
Prior SaleDec 12, 1996 · Amount on Record
Deed Document Number202411641
Record UpdatedOct 29, 2026

October 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionONEIDA NY
Recording DateOct 3, 2024
Property Address420 E LOCUST ST, ROME, NY 13440-3802
Document Number0000011641
Instrument DateSep 25, 2024
Instrument2024-011641
Transaction TypeTransfer
Record UpdatedApr 23, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12297 HAYES RD, CAMDEN, NY 13316-5603

Mortgage

Document Number0000011642
DateOct 3, 2024
Instrument2024-011642
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Oneida County and Rome City assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOneida County
MunicipalityRome City
Unified School DistrictRome City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,208.00
2025$47,000 (-) Land $11,600 Building $35,400$110,588 (+6.78%) Land $27,294 Building $83,294
2023$47,000 Land $11,600 Building $35,400$103,570 Land $25,562 Building $78,008

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1979–1980)
Most Recent ClaimMar 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROME CITY
serves 31,795 people · EPA ID NY3202405
Water SourceSurface water
Last State InspectionJun 2024
Lead5 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jun 2026
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 560 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Oneida County Rural Telephone.

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