Oneida County and Rome City property record for 418 E Locust St, Rome, NY 13440 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1956 |
| Square Footage | 1,590 sqft Living Area |
| Lot Size | 19,602 sqft (0.45 acres) |
| Garage | Attached, 418 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $145,000 (2017) |
| Primary APN | 301301 242.028-2-22 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 1,590 sqft Living Area |
| 1st Floor | 1,590 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Ranch Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 19,602 sqft (0.45 acres) |
| Lot Width | 129 ft Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 418 sqft Garage |
| Pool Type | Above-Ground Pool Pool Type |
|---|---|
| Pool Area | 452 sqft Pool |
| Shed | 1 Shed |
| Porch Area | 242 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 56825 07 |
|---|---|
| Street Address | 418 E LOCUST ST |
| City | ROME |
| State | NY |
| Zip | 13440-3802 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | H&L 129X150 |
| Legal Block | 2 |
| Legal Lot Number | 22.000 |
| Jurisdiction | ONEIDA NY |
| Minor Civil Division | ROME |
| Census Blockgroup | 1 |
| Census Block | 1005 |
| Census Tract | 22400 |
Source: Oneida County and Rome City records · APN 301301 242.028-2-22
Assessment roll updated April 28, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 418 E LOCUST ST, ROME, NY 13440-3802 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 21, 2025 | Deed of Trust, Mortgage RTN FEDERAL CREDIT UNION |
| Oct 04, 2017 | Deed, Transfer · Federal Housing Administration (FHA) Mortgage MB FINANCIAL BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 04, 2017 · Amount on Record |
| Deed Sale | Oct 04, 2017 · Amount on Record |
| Prior Sale | Jun 09, 2011 · Amount on Record |
| Deed Book / Page | 2017 / 15112 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 418 E LOCUST ST, ROME, NY 13440-3802 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000014887 |
|---|---|
| Date | Nov 21, 2025 |
| Instrument | 2025-014887 |
| Name | RTN FEDERAL CREDIT UNION |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 181 Months |
| Due | Dec 01, 2040 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ONEIDA NY |
| Recording Date | Oct 04, 2017 |
| Property Address | 418 E LOCUST ST, ROME, NY 13440-3802 |
| Document Number | 0000015112 |
| Book / Page | 0000002017 / 0000015112 |
| Instrument Date | Oct 03, 2017 |
| Transaction Type | Transfer |
| Record Updated | Apr 15, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 418 E LOCUST ST, ROME, NY 13440-3802 |
| Document Number | 0000015113 |
|---|---|
| Date | Oct 04, 2017 |
| Instrument | 2017-015113 |
| Name | MB FINANCIAL BANK NA |
|---|---|
| Type | Bank |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 351 Months |
| Due | Jan 01, 2047 |
Source: Oneida County and Rome City records · Assessment roll updated April 28, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oneida County |
| Municipality | Rome City |
| Unified School District | Rome City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $72,100 (-) Land $16,500 Building $55,600 | $169,647 (+6.78%) Land $38,824 Building $130,823 | |
| 2023 | $72,100 (-) Land $16,500 Building $55,600 | $158,881 (+17.92%) Land $36,360 Building $122,521 | |
| 2022 | $5,030.00 | $72,100 Land $16,500 Building $55,600 | $134,741 Land $30,835 Building $103,906 |
Source: FEMA National Flood Hazard Layer, Oneida County (36065C), updated September 26, 2013 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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