Owen County property record for 420 E Jefferson St, Spencer, IN 47460
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 13,731 sqft · built 1978 |
| Lot Size | 1.08 acres (47,132 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $6,011 (2025) |
| Deeds & Mortgages | Feb 2018 Mortgage Dec 2017 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 60-10-21-300-400.333-028 |
| Primary APN | 60-10-21-300-400.333-028 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 8 Plumbing Fixtures |
|---|---|
| Units | 20 Units |
| Stories | 1 Story |
| Building Area | 13,731 sqft Total Area |
| 1st Floor Area | 13,731 sqft |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Construction Type | Wood |
| Lot Area | 47,132 sqft (1.08 acres) |
| Terrain | High |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | 00001034635 |
|---|---|
| Street Address | 420 E JEFFERSON ST |
| City | SPENCER |
| State | IN |
| Zip | 47460-1792 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Legal Description | SW SW S21 T10 R3 1.082A |
| Legal Range | 3 |
| Legal Township | 10 |
| Legal Section | 21 |
| Jurisdiction | OWEN IN |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 1 |
| Census Block | 1047 |
| Census Tract | 955800 |
Source: Owen County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 6249 JUSTINS RIDGE RD, NASHVILLE, IN 47448-9035 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Feb 14, 2018 | Deed of Trust, Mortgage · Commercial Mortgage OLD NATIONAL BANK |
| Dec 13, 2017 | Deed of Trust, Mortgage · Commercial Mortgage OLD NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OWEN IN |
| Property Address | 420 E JEFFERSON ST, SPENCER, IN 47460-1792 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000211908 |
|---|---|
| Date | Feb 14, 2018 |
| Instrument | 211908 |
| Name | OLD NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | BLOOMINGTON, IN 47408 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Feb 7, 2023 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OWEN IN |
| Property Address | 420 E JEFFERSON ST, SPENCER, IN 47460-1792 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000211352 |
|---|---|
| Date | Dec 13, 2017 |
| Instrument | 211352 |
| Name | OLD NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | BLOOMINGTON, IN 47408 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 1 Months |
| Due | Jan 10, 2018 |
Source: Owen County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Owen County |
| County Subdivision | Washington Township |
| Municipality | Spencer Town |
| Unified School District | Spencer-Owen Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,011.00 (+9.51%) | $318,200 (+2.71%) Land $13,000 Building $305,200 | $318,200 (+2.71%) Land $13,000 Building $305,200 |
| 2024 | $5,489.00 (-11.44%) | ||
| 2023 | $6,198.00 (-9.85%) | $309,800 Land $13,000 Building $296,800 | $309,800 Land $13,000 Building $296,800 |
| 2022 | $6,875.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 9, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 15 (2003–2025) |
| Claims Outside the SFHA | 4 of 15 |
| Most Recent Claim | Jun 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BBP WATER COMPANY serves 9,903 people · EPA ID IN5260001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
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